1480 Topps Drive, Highlands East, ON

$539,900
MLS#:X13566684
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $539,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 166 x 346.94 ft lot
  • Features a crawl space, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sauna, Water Heater Owned
  • Efficient baseboard heating via electric

Description

Monck Lake. Three season cottage on beautiful Monck Lake. Level and very gentle sloping one acre treed lot with 166 feet of lake frontage. Rustic 4 bedroom, 2 full bathroom cottage with wood floors, and vaulted ceilings in the living room provides lots of space for family and friends. Newer metal roof. Small, dry slip boathouse at shore converted into a sauna and sitting room. Detached, oversized single car garage. A picture perfect, log "sugar shack" (yes, they made maple syrup here) completes the property. Very private setting. The cottage has been enjoyed for decades by the same family. Monck Lake is a lovely lake within Haliburton County - good fishing, kayaking, canoeing, boating and swimming. Nearest supplies are approximately 10 mins away in Cardiff - for gas, food and LCBO - Wilberforce 20 mins or Bancroft 25 minutes. Perfect for a family to enjoy summer fun. Click "Multimedia" below for additional photos and more.

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Property Summary

This detached home located at 1480 Topps Drive, Highlands East is currently for sale and has been available on SousaSells for 2 days. This property is listed at $539,900 with an estimated mortgage of $1,797* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 1480 Topps Drive, Highlands East is in the Cardiff Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementCrawl Space, Exposed Rock
Lot Size166 × 346.94 Feet
CountyHaliburton
Annual Tax$3,012.17
Legal DescriptionLOT 27 PL 410 PT RDAL IN FRONT OF LOT 13 CON 13 CARDIFF CLOSED BY H170039 PT 11 19R4553 HIGHLANDS EAST

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Clear View, Waterfront, Wooded/Treed

Interior Features

Sauna, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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1480 Topps Drive, Highlands East, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1480 Topps Drive, Highlands East, ON K0L 1M1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

Configure Loan Settings

Interest Rate4.00%
Down Payment$161,970 (30.0%)
* Minimum Canadian down payment required for this price is $28,990.
Amortization Period30 Years
Estimated Monthly Payment$1,797Based on a loan of $377,930 over 30 years.
Purchase Price$539,900
Loan Amount$377,930
Provincial Land Transfer Tax:$7,273
Total Estimated Closing Taxes:$7,273

About Purchasing a Home in Highlands East, ON

For a property listed at $539,900 in Highlands East, the legal minimum down payment is $28,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,273 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$925,817

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.