16 Fergusson Avenue, Ingersoll, ON

$565,000
MLS#:X13524310
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $565,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 60 x 104.07 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Floor Drain
  • Efficient forced air heating via gas

Description

Pride of ownership shines throughout this impeccably maintained three-bedroom brick bungalow in one of Ingersoll's established neighbourhoods! Lovingly cared for by the same owner for many years, this exceptionally well-maintained home offers exceptional comfort today with the opportunity to make it your own over time. Enjoy the peace of mind that several significant updates have already been completed, including major windows replaced approximately eight years ago with a transferable lifetime warranty and a high-efficiency furnace installed in 2021. The bright main floor features a spacious living room filled with natural light, a generous eat-in kitchen with abundant cabinetry, three comfortable bedrooms and a full 4-piece bathroom. The lower level adds nearly 500 sq. ft. of finished living space with a large recreation room featuring a cozy fireplace, a convenient 2-piece bathroom, laundry area and over 335 sq. ft. of additional storage and utility space. The oversized attached garage (13'1" x 23'5"), spacious deck, beautifully maintained backyard and storage shed complete this exceptional property. Ideally located close to schools, parks, shopping, everyday amenities and just minutes from Highway 401, this home offers the perfect blend of comfort, convenience and lasting value. Whether you're a first-time buyer, growing family or someone looking to downsize without sacrificing space, this is a rare opportunity to own a home that has been exceptionally cared for and is ready for its next chapter.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Brick
BasementPartially Finished
Lot Size60 × 104.07 Feet
CountyOxford
Annual Tax$3,441
Legal DescriptionPARCEL 49-1, SECTION M1 LOT 49, PLAN M1, SUBJECT TO EASEMENT IN FAVOUR OF THE BELL TELEPHONE COMPANY OF CANADA OVER PART 49, OXR3 AS IN LT5 INGERSOLL

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Auto Garage Door Remote, Floor Drain

Security Features

Community Features

Location

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16 Fergusson Avenue, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 16 Fergusson Avenue, Ingersoll, ON N5C 1E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate5.25%
Down Payment$31,500 (5.6%)
* Minimum Canadian down payment required for this price is $31,500.
Amortization Period25 Years
Estimated Monthly Payment$3,179Based on a loan of $533,500 over 25 years.
Purchase Price$565,000
Loan Amount$533,500
Provincial Land Transfer Tax:$7,775
Total Estimated Closing Taxes:$7,775

About Purchasing a Home in Ingersoll, ON

For a property listed at $565,000 in Ingersoll, the legal minimum down payment is $31,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,775 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,775.

Nearby Listings

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No current listings found in Ingersoll.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$614,591

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.