234 Thames Street, Ingersoll, ON

$464,900
MLS#:X13633566
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
234 Thames Street N, Ingersoll, ON N5C 3E4

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $464,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 36.8 x 137.7 ft lot
  • Features a full, partially finished, walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Rough-In Bath
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome Home to 234 Thames St N, a beautifully maintained 2-bedroom, 1-bathroom semi-detached bungalow, offering the perfect opportunity for first-time home buyers, downsizers, or anyone looking for a turn-key home. Move-in ready with no rental items, this home is ready for you to simply unpack and enjoy. The bright and functional main floor offers comfortable everyday living, while the partially finished walkout basement features a spacious rec room and endless possibilities for future expansion. With over 500 sq ft of unfinished space, there is so much opportunity to add additional bedrooms, a second bathroom, or even create a potential in-law suite, this home is ready to grow with your needs. Outside, enjoy a generous backyard backs directly onto the school. The deck is the perfect place to relax or entertain, and the oversized lot offers plenty of outdoor space to enjoy. Double-wide driveway with parking for up to 4 vehicles. Whether you're looking to simplify your lifestyle or step into homeownership, this move-in ready bungalow checks all the boxes with modern updates, future potential and the ability to just move right in!

Upcoming Open Houses

Saturday, August 8, 20261:00 PM - 3:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 234 Thames Street, Ingersoll is currently for sale and has been available on SousaSells for 2 days. This property is listed at $464,900 with an estimated mortgage of $1,547* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 234 Thames Street, Ingersoll is in the Ingersoll - North neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Ingersoll - North, Ingersoll.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Partially Finished, Walk-Out, Separate Entrance
Lot Size36.8 × 137.7 Feet
CountyOxford
Annual Tax$2,964
Legal DescriptionPT LT 24 E/S THAMES ST BLK F PL 95, PART 1, 41R8150 ; INGERSOLL

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • School

Interior Features

  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Sump Pump
  • Water Heater
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 234 Thames Street, Ingersoll, ON

Q.What is the asking price for 234 Thames Street, Ingersoll, ON ?

The current listing price for 234 Thames Street, Ingersoll, ON in Ingersoll - North, Ingersoll is $464,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 234 Thames Street, Ingersoll, ON ?

234 Thames Street, Ingersoll, ON is a Semi-Detached (Bungalow) featuring a Full, Partially Finished, Walk-Out, Separate Entrance basement.

Q.What key property features does 234 Thames Street, Ingersoll, ON offer?

Key property features include: Fenced Yard, School.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Primary Bedroom - Main Floor, Rough-In Bath, Sump Pump, Water Heater, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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234 Thames Street, Ingersoll, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 234 Thames Street N, Ingersoll, ON N5C 3E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

Configure Loan Settings

Interest Rate4.00%
Down Payment$139,470 (30.0%)
* Minimum Canadian down payment required for this price is $23,245.
Amortization Period30 Years
Estimated Monthly Payment$1,547Based on a loan of $325,430 over 30 years.
Purchase Price$464,900
Loan Amount$325,430
Provincial Land Transfer Tax:$5,773
Total Estimated Closing Taxes:$5,773

About Purchasing a Home in Ingersoll, ON

For a property listed at $464,900 in Ingersoll, the legal minimum down payment is $23,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,773 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,773.

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Ingersoll - North, Ingersoll Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll - North, Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$655,195

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Ingersoll - North, Ingersoll

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Ingersoll - North, Ingersoll Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.