1020 Larter Street, Innisfil, ON

$1,099,900
MLS#:N13525904
4 beds
4 baths
3000-3500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Innisfil. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,099,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 65.09 x 120 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

*Power of Sale* Stunning, 4 Bedroom, 5 Bathroom home located in one of Innisfil's most desirable neighbourhoods. This spectacular home sitson an oversized 65' x 120 ft. corner lot with over $200,000 spent in upgrades and boasts over 3,400 square feet of above grade living space. Themain floor features coffered ceilings, wainscotting and numerous large windows which flood the home with an abundance of natural light. Anentertainer's delight with a large eat-in kitchen complete with stunning cabinetry, stone countertops, stainless steel appliances, large breakfastbar and combined with living room, separate dining room. The second level includes an oversized primary bedroom with a spa inspired 5-pieceensuite and double walk-in closets. The second and third bedrooms have direct access to a jack & jill washroom. The fourth bedroom features a4-piece ensuite, and large walk-in closet. Property including all chattels being sold "As Is, Where Is'.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementFull
Lot Size65.09 × 120 Feet
CountySimcoe
Annual Tax$7,066.62
Legal DescriptionLOT 81, PLAN 51M1149 SUBJECT TO AN EASEMENT FOR ENTRY AS IN SC1556187 SUBJECT TO AN EASEMENT FOR ENTRY AS IN SC1730841 TOWN OF INNISFIL

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Greenbelt/Conservation, Lake Access, Park

Interior Features

Water Heater

Security Features

Security System

Community Features

Location

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1020 Larter Street, Innisfil, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1020 Larter Street, Innisfil, ON L9S 0N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Innisfil.

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Interest Rate5.25%
Down Payment$219,980 (20.0%)
* Minimum Canadian down payment required for this price is $219,980.
Amortization Period25 Years
Estimated Monthly Payment$5,244Based on a loan of $879,920 over 25 years.
Purchase Price$1,099,900
Loan Amount$879,920
Provincial Land Transfer Tax:$18,473
Total Estimated Closing Taxes:$18,473

About Purchasing a Home in Innisfil, ON

For a property listed at $1,099,900 in Innisfil, the legal minimum down payment is $219,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,473 for this transaction. As this listing is in Innisfil (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,473.

Nearby Listings

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No current listings found in Innisfil.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Innisfil, Innisfil.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,080,352

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Goodfellow
Public827 9th Line, Innisfil, Ontario, L9S 1A6
5.1
Holy Cross
Public910 Leslie Drive, Innisfil, Ontario, L9S 1A7
4.7
Alcona Glen
Public1310 Innisfil Beach Road, Innisfil, Ontario, L9S 4B7
4.9
St Francis of Assisi
Public1067 Anna Maria Avenue, Innisfil, Ontario, L9S 1W2
5.9

Secondary Schools

Nantyr Shores
Public1146 Anna Maria Avenue, Innisfil, Ontario, L9S 4X5
4.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.