80 Cedar Lane, Joly, ON

$649,000
MLS#:X12278012
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Joly. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 105 x 198 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Generator - Full, Water Heater Owned
  • Efficient forced air heating via propane

Description

Fully Winterized Cottage on Forest Lake with Boathouse, Garage & Stunning Sunsets! Welcome to your ideal four-season retreat on the pristine shores of Forest Lake. Just a 15-minute drive from Sundridge, this cozy 3-bedroom, 1-bathroom cottage offers a perfect mix of relaxation, functionality, and investment potential all in a peaceful lakeside setting. Perched on an elevated west-facing lot, the cottage features a spacious deck with sweeping lake views, perfect for enjoying breathtaking sunsets every evening. Whether you're sipping coffee in the morning or winding down after a day on the water, the views from here are simply unforgettable. Inside, you'll find a warm, welcoming layout with an open-concept living and dining area, ideal for gathering with family and friends. The cottage is fully insulated for year-round use and has a full Generac system for convenience, making it a comfortable escape no matter the season. A gentle slope leads down to the water, where you'll find a lakeside boathouse, perfect for storing canoes, paddle boards, or fishing gear. The shoreline is clean and swimmable, with calm waters great for boating or relaxing by the dock.The property also includes a single-car garage, offering additional storage for tools, toys, or outdoor gear. With Sundridge's shops, restaurants, and essentials, this getaway offers seclusion without sacrificing access to amenities.

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Property Summary

This detached home located at 80 Cedar Lane, Joly is currently for sale and has been available on SousaSells for 367 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 80 Cedar Lane, Joly is in the Joly neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date7/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementCrawl Space
Lot Size105 × 198 Feet
CountyParry Sound
Annual Tax$3,221
Legal DescriptionPCL 16177 SEC SS; PT LT 15 CON 12 JOLY PT 21 PSR2133; JOLY TOGETHER WITH AN EASEMENT OVER PART LOT 15, CON 12, PART 32, PSR2133 AS IN GB111576

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Waterfront

Interior Features

Carpet Free, Generator - Full, Water Heater Owned

Security Features

Community Features

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Location

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80 Cedar Lane, Joly, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 80 Cedar Lane, Joly, ON P0A 1Z0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Joly.

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Interest Rate4.00%
Down Payment$194,700 (30.0%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period30 Years
Estimated Monthly Payment$2,160Based on a loan of $454,300 over 30 years.
Purchase Price$649,000
Loan Amount$454,300
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Joly, ON

For a property listed at $649,000 in Joly, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Joly (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Joly, Joly.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$347,273

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.