123 Albert Street, Kawartha Lakes, ON

$459,900
MLS#:X13577548
6 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 22.72 x 100 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Water Heater
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to 123 Albert Street S, Lindsay - a move-in ready end-unit townhouse offering exceptional value for investors, first-time buyers, and growing families alike. Perfectly situated within walking distance to Fleming College, the hospital, schools, recreation centre, shopping, the library, and the scenic Lindsay River, this home combines convenience with modern updates. Freshly painted throughout in timeless colours, the bright and inviting interior features 4+2 spacious bedrooms and 2 full bathrooms, providing flexible living space for large families, multi-generational living, or rental income potential. The updated kitchen showcases quartz countertops, new appliances, and a walkout to a beautiful new deck-perfect for entertaining or enjoying your morning coffee. Recent upgrades include waterproof luxury vinyl flooring throughout, a new roof with shingles (approximately 2 years old), and new vinyl exterior siding, offering peace of mind and low-maintenance ownership for years to come. Outside, the 4 car asphalt driveway provides ample parking for family or tenants. Whether you're looking to expand your investment portfolio, accommodate a growing family, or secure a property in a highly convenient Lindsay location, this turnkey home delivers outstanding value, modern updates, and excellent long-term potential.

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Property Summary

This townhouse located at 123 Albert Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 0 days. This property is listed at $459,900 with an estimated mortgage of $1,531* per month. It has 6 beds, 2 bathrooms, and is 700-1100 square feet. 123 Albert Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size22.72 × 100 Feet
CountyKawartha Lakes
Annual Tax$2,888
Legal DescriptionPT PARKLT N1 PL 8P PT 23-24 57R6190; S/T R273638; KAWARTHA LAKES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Fenced Yard, Golf, Hospital, Library, Public Transit, School

Interior Features

In-Law Capability, Water Heater

Security Features

Community Features

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Location

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123 Albert Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Albert Street S, Kawartha Lakes, ON K9V 6G1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$137,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,995.
Amortization Period30 Years
Estimated Monthly Payment$1,531Based on a loan of $321,930 over 30 years.
Purchase Price$459,900
Loan Amount$321,930
Provincial Land Transfer Tax:$5,673
Total Estimated Closing Taxes:$5,673

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $459,900 in Kawartha Lakes, the legal minimum down payment is $22,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,673 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$653,175

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.