Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Carden. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this spacious 3+1 bedroom home offering over 80 feet of southern-exposure waterfront on beautiful Canal Lake. Tucked away on a quiet dead-end street with minimal traffic, this property is the perfect place to enjoy peaceful waterfront living year-round. The bright, open-concept main level features kitchen, living and dining area with cathedral ceilings and a walkout to a large wrap-around deck overlooking the water-an ideal setting for entertaining or simply relaxing with your morning coffee. Three bedrooms and a 4-piece bathroom complete the upper level. The fully finished lower level offers exceptional flexibility with a self-contained apartment or in-law suite featuring its own kitchen, living room with propane fireplace, 4-piece bathroom, above-grade windows, separate entrance with walkout to a covered patio, and shared laundry facilities. Whether you're accommodating extended family or looking to generate additional income, the home offers excellent potential for two separate living spaces or rental opportunities. Outside, enjoy over 80 feet of shoreline with a floating dock and a gradual, wade-in waterfront that's perfect for launching a canoe or kayak, and enjoying the southern exposure. The waterfront is best suited for smaller boats, as access to the main lake is limited by a low-clearance bridge, providing a quieter and more peaceful boating environment. Additional features include a drilled well, full septic system, electric base board heating on the main level, propane wall furnace and propane fireplace in the lower level, and plenty of outdoor space to enjoy the waterfront lifestyle.
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Clear View, Cul de Sac/Dead End, Golf, Lake/Pond, School Bus Route, Waterfront
Carpet Free, Water Heater Owned
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 16 Hummingbird Lane, Kawartha Lakes, ON L0K 1B0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.
About Purchasing a Home in Kawartha Lakes, ON
For a property listed at $524,900 in Kawartha Lakes, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.