226 Francis Street, Kawartha Lakes, ON

$999,900
MLS#:X13571302
3 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Fenelon Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 101.46 x 183.8 ft lot
  • Features a finished with walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Water Heater Owned, Water Softener
  • Efficient forced air heating via gas

Description

Experience waterfront living at its finest in this gorgeous, fully furnished home - ready for you to move in and enjoy the summer from day one. This spacious, carpet - free home features a bright open - concept layout with large principal rooms and oversized windows that fill the space with natural light while showcasing beautiful water views. Offering 3 bedrooms and 3 bathrooms, there's plenty of room for family and guests. Step outside to expansive decks on each level, perfect for entertaining or relaxing by the water. Enjoy direct waterfront access with a large private dock, ideal for boating, swimming, or simply soaking up the scenery. Additional features include an attached garage and an unbeatable location just minutes from the charming shops, restaurants, and amenities of Fenelon Falls. Don't miss this exceptional opportunity to own a turnkey waterfront retreat that's ready to be enjoyed.

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Property Summary

This detached home located at 226 Francis Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 1 day. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 226 Francis Street, Kawartha Lakes is in the Fenelon Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished with Walk-Out, Finished
Lot Size101.46 × 183.8 Feet
CountyKawartha Lakes
Annual Tax$5,061.6
Legal DescriptionLT 4 PL 253 : KAWARTHA LAKES

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

River/Stream, Waterfront, Wooded/Treed

Interior Features

Carpet Free, Water Heater Owned, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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226 Francis Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 226 Francis Street E, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $999,900 in Kawartha Lakes, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenelon Falls, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,948

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.