3 Leaf Street, Kawartha Lakes, ON

$299,000
MLS#:X13643606
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Dunsford. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 48 x 100 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: None
  • equipped with other central cooling and highly efficient heat pump heating via other

Description

Affordable Waterfront Lifestyle Starts Here Dreaming of enjoying life at the lake without the waterfront price tag? This charming 2-bedroom, four-season home or cottage offers the perfect opportunity to enjoy everything Sturgeon Lake has to offer, complete with deeded lake access through a private association featuring a sandy beach, docking, park, and play area-an ideal gathering place for family and friends all summer long. Inside, you'll find an inviting open-concept layout with a warm, traditional cottage feel that's been converted for comfortable year-round living. Whether you're searching for a weekend escape, your first home, or an affordable retirement property, this one is full of potential. Outside, the fully fenced yard provides space for children, pets, gardening, or relaxing around the fire. A separate Bunkie offers excellent possibilities for overflow guests, storage, or a future hobby space. While both the home and Bunkie could benefit from some updating and TLC, the opportunity to add your own personal touch makes this property an exceptional value. This is your chance to enjoy the Kawartha lifestyle-boating, swimming, fishing, and making lifelong memories-without breaking the bank. Bring your vision, roll up your sleeves, and unlock the potential of this affordable four-season getaway just steps from one of the area's most desirable lakes. Whether you're looking for a cottage, an investment, or a place to call home, this is a rare opportunity to create something truly special

Upcoming Open Houses

Sunday, August 9, 20261:30 PM - 3:00 PMPublic
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Property Summary

This detached home located at 3 Leaf Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 4 days. This property is listed at $299,000 with an estimated mortgage of $995* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 3 Leaf Street, Kawartha Lakes is in the Dunsford neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Dunsford, Kawartha Lakes.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size48 × 100 Feet
CountyKawartha Lakes
Annual Tax$1,187
Legal DescriptionPT LT 8 CON 11 FENELON AS IN R420531, T/W R420531; KAWARTHA LAKES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingOther

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 3 Leaf Street, Kawartha Lakes, ON

Q.What is the asking price for 3 Leaf Street, Kawartha Lakes, ON ?

The current listing price for 3 Leaf Street, Kawartha Lakes, ON in Dunsford, Kawartha Lakes is $299,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 3 Leaf Street, Kawartha Lakes, ON ?

3 Leaf Street, Kawartha Lakes, ON is a Detached (Bungalow) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Other.

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Location

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3 Leaf Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Leaf Street, Kawartha Lakes, ON K0M 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$89,700 (30.0%)
* Minimum Canadian down payment required for this price is $14,950.
Amortization Period30 Years
Estimated Monthly Payment$995Based on a loan of $209,300 over 30 years.
Purchase Price$299,000
Loan Amount$209,300
Provincial Land Transfer Tax:$2,960
Total Estimated Closing Taxes:$2,960

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $299,000 in Kawartha Lakes, the legal minimum down payment is $14,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,960 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,960.

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Dunsford, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Dunsford, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$329,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Dunsford, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Dunsford, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.