4 Bertie Street, Kawartha Lakes, ON

$499,900
MLS#:X13589196
2 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 64.62 x 166.52 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Upgraded Insulation
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 4 Bertie Street, a charming move-in-ready 2-storey home nestled on a quiet street in the heart of Lindsay! Perfect for first-time buyers, downsizers, or investors, this inviting home offers a bright and functional layout designed for comfortable everyday living. Step inside to a bright living room that flows seamlessly into the spacious kitchen, featuring ample cabinetry and storage. The adjoining dining area offers a walkout to the expansive rear deck with a covered gazebo, creating the perfect setting for summer barbecues, morning coffee, or entertaining family and friends while overlooking the large, level backyard. A spacious front deck provides another welcoming outdoor space to relax and enjoy the neighbourhood. The main floor also features the convenience of a laundry room and a 2-piece bathroom. Upstairs, you'll find two generously sized bedrooms and a well-appointed 4-piece bathroom. This home has seen numerous recent improvements, offering peace of mind for years to come. Over the past 2-3 years, updates include a new front screen door, garage roof, new soffit and fascia on both the house and garage, a new front deck, added attic insulation, backyard retaining wall, backyard shed, and a dedicated garbage storage shed. House shingles were replaced in 2021, and almost all appliances have been updated within the last three years, including the washer and dryer. The detached garage provides excellent storage, workshop potential, or covered parking. Ideally located close to parks, schools, shopping, and all the amenities Lindsay has to offer, this well-maintained property combines comfort, functionality, and exceptional value. Come see everything 4 Bertie Street has to offer and discover why this could be the perfect place to call home!

Upcoming Open Houses

Sunday, July 26, 202612:00 PM - 2:00 PMPublic

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Property Summary

This detached home located at 4 Bertie Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 1 day. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 4 Bertie Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size64.62 × 166.52 Feet
CountyKawartha Lakes
Annual Tax$2,684
Legal DescriptionLT 3 N/S BERTIE ST PL 58 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Park, Level, School

Interior Features

Upgraded Insulation

Security Features

None

Community Features

Virtual Tours

Location

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4 Bertie Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Bertie Street, Kawartha Lakes, ON K9V 1J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $499,900 in Kawartha Lakes, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$653,175

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.