56 Griffin Dr Griffin Drive, Kawartha Lakes, ON

$899,900
MLS#:X13526472
4 beds
1 baths
700-1100 sqft
17.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Somerville. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 150 x 246 ft lot
  • 17.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • Efficient baseboard heating via electric

Description

It's SELDOM that an opportunity like this comes up on highly desirable FOUR MILE LAKE. First time offered by original owners! This HUGE property boasts approx 150' water frontage with a depth of approx. 246' for a total .81 acres. Build your custom dream cottage, or simply enjoy the existing 1012' cottage with vaulted ceilings and virtually wall to wall panoramic windows overlooking FML. You can't get any closer to the lake than where this cottage sits! Want to build a large custom cottage? Perhaps locate it on the upper flat portion and live in the existing cottage until completion, the choices are endless! Enjoy the luxury of a large 24' x 24' insulated GARAGE, every cottagers dream, to store your toys. Also, the 16' x 32' BOATHOUSE with rail ramps can easily store your favourite boat. Built with an oversized 10' x 10' boat door AND Duradeck roofing membrane. This boathouse is screaming for a rooftop deck. Ideally situated on the west side of the lake you will enjoy not only spectacular sunrises and evening moon views but you will be shaded from the blazing afternoon/evening summer sun. Approx 1 1/2 HRS to GTA, 30 mins to hospital/urgent care. Coboconk is a mere 7 minutes (6 km) away providing you with an LCBO, Foodland, Home Hardware, the new WELLNESS CENTRE and more! Want a little more action? Fenelon Falls is only 18 mins away, or make a special trip to Kawartha's jewel, Bobcaygeon, only 30 mins away. This Viceroy cottage sleeps 8 (with pull-out sofa) has been extremely well maintained by the original owner. For those chilly spring or fall days you can spark up the Norwegian "Jotul" wood stove or simply dial in the electric baseboard heaters. There is also a newer 10' x 10' bunkie attached, but not connected, to the main cottage. This can be utilized for storage or as a 4th bedroom for the grandkids! The "Davit Master" 4,000 lb winch on the shoreline helps for moving docks and boats etc. in and out of the water when opening and closing the cottage

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size150 × 246 Feet
CountyKawartha Lakes
Annual Tax$5,291
Legal DescriptionPT LT 14 PL 327 PT 1, 57R8402; LT 15 PL 327; KAWARTHA LAKES

Parking & Garage

Parking Spaces17.0
Garage Spaces15
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

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56 Griffin Dr Griffin Drive, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 56 Griffin Dr Griffin Drive, Kawartha Lakes, ON K0M 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$64,990 (7.2%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period25 Years
Estimated Monthly Payment$4,975Based on a loan of $834,910 over 25 years.
Purchase Price$899,900
Loan Amount$834,910
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $899,900 in Kawartha Lakes, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Somerville, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$949,382

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.