0 Island Lake Road, Kearney, ON

$429,000
MLS#:X13441830
2 beds
1 baths
< 700 sqft
20.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Kearney. Expertly crafted featuring premium board & batten and wood construction, this residence presents an exceptional opportunity offered at $429,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 152.52 x 1792.63 ft lot
  • 20.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient radiant heating via wood

Description

Escape to your own private wilderness retreat with this charming 2-bedroom rustic off-grid cottage, nestled on 10 acres of pristine natural landscape. Accessible by water, this unique property offers the perfect blend of seclusion, tranquility, and sustainable living, making it an ideal getaway for nature lovers, outdoor enthusiasts, and those seeking a peaceful escape from the everyday. Surrounded by mature trees and wildlife, the cottage provides a warm and inviting atmosphere with comfortable living spaces and authentic rustic character. Large windows and southern exposure bring in natural light and showcase beautiful views of the surrounding forest and the island dotted lake. Designed for self-sufficient living, the property is powered by a solar panel system and a propane stove allowing you to enjoy modern conveniences while minimizing your environmental footprint. Additional off-grid features include a composting toilet, traditional outhouse, and refreshing outdoor shower, creating a true cottage-country experience. The expansive 10-acre parcel offers endless opportunities to explore, hike, relax, and connect with nature. Enjoy your mornings with a coffee on the deck, spend your days fishing, paddling, swimming, or simply unwinding in the serenity of your private Algonquin Park like surroundings, and end your evenings gathered around a campfire under a sky full of stars. Whether you're looking for a seasonal family retreat, a recreational property, or a quiet place to disconnect and recharge, this rare water-access cottage delivers privacy, adventure, and the timeless charm of off-grid living. Experience the beauty of nature and the freedom of cottage life in this exceptional waterfront escape.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBoard & Batten , Wood
BasementNone
Lot Size152.52 × 1792.63 Feet
CountyParry Sound
Annual Tax$1,886
Legal DescriptionPCL 13454 Secss, pt Broken Lt 9 con 12, Proudfoot, Pt 60 PSR 1217 and Pts 59 PSR1217, Kearney

Parking & Garage

Parking Spaces20.0
Garage Spaces20
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeRadiant
CoolingNone

Features

Property Features

Part Cleared, Rec./Commun.Centre, Sloping, Waterfront, Wooded/Treed

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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0 Island Lake Road, Kearney, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 0 Island Lake Road, Kearney, ON P0A 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kearney.

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Interest Rate5.25%
Down Payment$21,450 (5.0%)
* Minimum Canadian down payment required for this price is $21,450.
Amortization Period25 Years
Estimated Monthly Payment$2,429Based on a loan of $407,550 over 25 years.
Purchase Price$429,000
Loan Amount$407,550
Provincial Land Transfer Tax:$5,055
Total Estimated Closing Taxes:$5,055

About Purchasing a Home in Kearney, ON

For a property listed at $429,000 in Kearney, the legal minimum down payment is $21,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,055 for this transaction. As this listing is in Kearney (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,055.

Nearby Listings

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No current listings found in Kearney.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kearney, Kearney.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$698,462

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.