274 Victoria Street, Kincardine, ON

$1,495,000
MLS#:X13509100
5 beds
4 baths
3000-3500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $1,495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 132 x 184 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: ERV/HRV, Generator - Full, Guest Accommodations
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Waterfront * Seclusion * Double Lot * Guest House * Welcome to a truly exceptional Lake Huron waterfront retreat. Built in 2006 and offered to the market for the first time, this custom-designed home is nestled on an impressive 132 feet of pristine shoreline, delivering breathtaking sunsets and year round unmatched privacy from your entire yard. Designed for effortless bungalow-style living, this remarkable property features wraparound porches, elevated balcony views, and completely separate guest accommodations; an increasingly rare offering on today's market. Both homes together boasts 5 generously sized bedrooms, 4 bathrooms, a bright sunroom, private decks and terraces, a screened in porch overlooking beautifully landscaped gardens, and a charming bunkie for an additional getaway space perfect for the kids. The spacious bedrooms are a standout feature, offering plenty of room to comfortably accommodate multiple beds and large gatherings of family and friends. Whether hosting weekend guests, extended family, or multiple generations under one roof, this home was thoughtfully designed for entertaining and overnight stays. With over 3,100 sq. feet of finished living space in the main residence, plus an unspoiled lower level with 9-foot ceilings ready for future development, there is ample room for family, friends, and future generations to enjoy. Whether you're searching for a year-round residence, a luxurious cottage getaway, or an income-generating rental property, this one-of-a-kind waterfront estate offers endless possibilities. Properties of this caliber rarely become available. A rare opportunity to own a legacy property on the shores of Lake Huron where privacy, space, and unforgettable sunsets create the perfect setting for generations to come. Book your private showing today.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten
BasementUnfinished
Lot Size132 × 184 Feet
CountyBruce
Annual Tax$13,724
Legal DescriptionLT 11-12 PL 445; KINCARDINE

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Clear View, Golf, Hospital, Lake Access, Waterfront, Wooded/Treed

Interior Features

ERV/HRV, Generator - Full, Guest Accommodations, Central Vacuum, Sump Pump, Storage, Water Heater Owned, Workbench

Security Features

Community Features

Location

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274 Victoria Street, Kincardine, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 274 Victoria Street, Kincardine, ON N0G 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

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Interest Rate5.25%
Down Payment$299,000 (20.0%)
* Minimum Canadian down payment required for this price is $299,000.
Amortization Period25 Years
Estimated Monthly Payment$7,127Based on a loan of $1,196,000 over 25 years.
Purchase Price$1,495,000
Loan Amount$1,196,000
Provincial Land Transfer Tax:$26,375
Total Estimated Closing Taxes:$26,375

About Purchasing a Home in Kincardine, ON

For a property listed at $1,495,000 in Kincardine, the legal minimum down payment is $299,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,375 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,375.

Nearby Listings

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No current listings found in Kincardine.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$813,385

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5
Elgin Market
Public305 Queen Street, Kincardine, Ontario, N2Z 2R6
7.0

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.