104 Ontario Street, Kingston, ON

$749,000
MLS#:X13651612
4 beds
3 baths
2000-2500 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey att/row/townhouse located in the coveted neighborhood of 14 - Central City East. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 20 x 38 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

WELCOME TO DOWNTOWN KINGSTON LIVING AND EVERYTHING IT HAS TO OFFER. THIS EXCLUSIVE FREEHOLD TOWNHOUSE PROVIDES THE LUXURY OF MULTI LEVEL DOWNTOWN LIVING WITH THE COMFORT OF WALKING TO SOME OF THE BEST RESTAURANTS AND ENTERTAINMENT VENUES THE CITY PROVIDES, COMBINED WITH MODERN LIVING IN THE HISTORIC AND PRESTIGIOUS SYDENHAM WARD. THIS HOME FEATURES TWO RECENTLY UPDATED BALCONIES WITH WATER VIEWS OF LAKE ONTARIO, AND A WATERFRONT WALKWAY VIRTUALLY ACROSS THE STREET. A COZY WOOD BURNING FIREPLACE IN THE CORNER OF THE LIVING ROOM PROVIDES WARMTH AND PLEASURE. THE LIVING ROOM IS OPEN TO A LARGE DINING ROOM THAT OVERLOOKS THE KITCHEN AREA WITH DECORATIVE GLASS WALL. THE ENTRANCEWAY FEATURES A BANK OF WINDOWS BRINGING LIGHT FROM THE MORNING SUN INTO THE ROOM. AN OVERSIZED MASTER BEDROOM WITH A BANK OF CUPBOARDS AND A LARGE TUB AND SEPARATE SHOWER HIGHLIGHT THE SECOND FLOOR. THE THIRD FLOOR HAS THE FUNCTIONALITY OF HAVING THREE BEDROOMS AND A FULL BATHROOM AND LAUNDRY ALL IN THE SAME LOCATION. THE LOWER LEVEL WHICH COMBINES WITH AN ATTACHED SINGLE GARAGE WITH REMOTE AND A LARGE FULL RECREATION ROOM ARE ALL AT STREET LEVEL. THIS UNIQUE HOME IS THE MIDDLE OF 3 TOWNHOMES BUILT EXCLUSIVELY IN 1988 AND HAS BEEN OCCUPIED BY THE SAME OWNER WHO RAISED A WONDERFUL FAMILY HERE WITH MANY GREAT MEMORIES. START YOUR NEW VISION OF THIS DOWNTOWN GEM TODAY.THIS HOME WILL REQUIRE A BUYER WITH VISION AND MEANS WHO CAN APPRECIATE THE AWESOME LOCATION, THE GREAT LIFESTYLE THIS LAYOUT PROVIDES, AND SOMEONE WHO LOVES BEING CLOSE TO THE WATER AND IN A QUIET DOWNTOWN NEIGHBOURHOOD.

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Property Summary

This townhouse located at 104 Ontario Street, Kingston is currently for sale and has been available on SousaSells for 2 days. This property is listed at $749,000 with an estimated mortgage of $2,493* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 104 Ontario Street, Kingston is in the 14 - Central City East neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 14 - Central City East, Kingston.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 14 - Central City East, Kingston.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style3-Storey
ConstructionBrick
BasementFinished
Lot Size20 × 38 Feet
CountyFrontenac
Annual Tax$8,333
Legal DescriptionPT LT 27 ORIGINAL SURVEY CITY PT 213R8104 KINGSTON

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Marina
  • Public Transit

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 104 Ontario Street, Kingston, ON

Q.What is the asking price for 104 Ontario Street, Kingston, ON ?

The current listing price for 104 Ontario Street, Kingston, ON in 14 - Central City East, Kingston is $749,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 104 Ontario Street, Kingston, ON ?

104 Ontario Street, Kingston, ON is a Att/Row/Townhouse (3-Storey) featuring a Finished basement.

Q.What key property features does 104 Ontario Street, Kingston, ON offer?

Key property features include: Hospital, Marina, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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104 Ontario Street, Kingston, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 104 Ontario Street, Kingston, ON K7L 2Y3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$224,700 (30.0%)
* Minimum Canadian down payment required for this price is $49,900.
Amortization Period30 Years
Estimated Monthly Payment$2,493Based on a loan of $524,300 over 30 years.
Purchase Price$749,000
Loan Amount$524,300
Provincial Land Transfer Tax:$11,455
Total Estimated Closing Taxes:$11,455

About Purchasing a Home in Kingston, ON

For a property listed at $749,000 in Kingston, the legal minimum down payment is $49,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.

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14 - Central City East, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 14 - Central City East, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$854,940

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in 14 - Central City East, Kingston

Elementary Schools

Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0

Secondary Schools

Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

14 - Central City East, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.