122 Stephen Street, Kingston, ON
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Kingston. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $519,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 28 x 140 ft lot
- Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Carpet Free, Water Heater Owned
- equipped with window unit(s) central cooling and highly efficient radiant heating via gas
Description
122 Stephen Street is a home with history, character and a real sense of having been cared for and loved. This early-1900s century home has character, along with its own unique touches that make it stand out from the rest. The main level is spacious and comfortable, beginning with an enclosed porch that provides a practical, closed-off space for shoes, coats and everyday items. The bright front living room leads into an open kitchen and dining area with a gas stove, dishwasher and plenty of cupboard space. The living room also features a cozy wood stove, great to off-set heating costs. At the back of the home, the family room is bright and spacious, with in-floor heating and a convenient 2-piece bathroom. Upstairs are two bedrooms and a third room currently being used as additional closet space, easily converted back to a bedroom, along with a beautiful 5-piece bathroom with laundry and a large soaker tub. The attic offers plenty of additional storage.The backyard is where you'll want to spend your time. Fully fenced, private and filled with low-maintenance perennials, it offers several spaces to enjoy throughout the day, including a patio just off the family room and a floating deck further into the yard. The beautifully updated shed offers great storage and has new siding, soffits and a relocated door. The back addition has also been updated with new siding and a new roof. It's a backyard made for entertaining, spending a sunny afternoon outside, or finding a quiet corner to relax and enjoy your own space. Rarely found in this area, there are two parking spaces out front.Recent updates include main level flooring (2023), upstairs flooring (2023),front deck (2024), patio door (2024), asphalt driveway (2024), front interior doors (2025), and front exterior doors (2026). All of this, tucked into a lovely established area just minutes from downtown Kingston.
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Property Summary
This detached home located at 122 Stephen Street, Kingston is currently for sale and has been available on SousaSells for 1 day. This property is listed at $519,900 with an estimated mortgage of $1,731* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 122 Stephen Street, Kingston
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Kingston.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Kingston.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Carpet Free
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 122 Stephen Street, Kingston, ON
Q.What is the asking price for 122 Stephen Street, Kingston, ON ?
The current listing price for 122 Stephen Street, Kingston, ON in Kingston is $519,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 122 Stephen Street, Kingston, ON ?
122 Stephen Street, Kingston, ON is a Semi-Detached (2-Storey) featuring a Crawl Space basement.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Window Unit(s).
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Pricing & Value Insights
Data-driven valuation for 122 Stephen Street, Kingston, ON K7K 2C7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Kingston, ON
For a property listed at $519,900 in Kingston, the legal minimum down payment is $26,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,873 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,873.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.