172 Toronto Street, Kingston, ON

$629,900
MLS#:X13665838
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 14 - Central City East. Expertly crafted featuring premium vinyl siding and aluminum siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 31.5 x 117.5 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 172 Toronto St. - Centrally located and beautifully maintained, this property features a stunning, peaceful backyard, quintessentially capturing downtown Kingston charm alongside modern amenities. The home is located less than a 20-minute walk to Stauffer Library and is around the corner from Rideau Public School. The exterior offers a private driveway with space for three cars, new front steps with composite decking, and an inviting vestibule. The fully fenced backyard includes two sheds, beautiful gardens, plenty of grass, and a large deck perfect for entertaining or relaxing. Inside, the home is entirely carpet-free, featuring mostly hardwood and tile flooring. The main level includes a bright living room with large windows, a separate dining room, and a thoughtfully laid-out kitchen equipped with stainless steel appliances, stone countertops, and ample cupboard space. At the back of the home, a mud/laundry room provides additional storage, cabinetry, and direct access to the backyard. The second floor features three good-sized bedrooms and a beautiful 4-piece bathroom. The basement offers a recreation room, a 3-piece bathroom, and a large utility room with extra storage space. Recent updates within the last two years include fresh paint, central air, new electrical panel and the new front steps.

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Property Summary

This detached home located at 172 Toronto Street, Kingston is currently for sale and has been available on SousaSells for 0 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 172 Toronto Street, Kingston is in the 14 - Central City East neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 14 - Central City East, Kingston.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kingston.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Aluminum Siding
BasementFinished, Full
Lot Size31.5 × 117.5 Feet
CountyFrontenac
Annual Tax$4,515.69
Legal DescriptionPT LT 4, 6 PL B25 KINGSTON CITY AS IN FR599455; S/T INTEREST IN FR599455; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Library
  • Park
  • Public Transit
  • School

Interior Features

  • Water Heater Owned
  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 172 Toronto Street, Kingston, ON

Q.What is the asking price for 172 Toronto Street, Kingston, ON ?

The current listing price for 172 Toronto Street, Kingston, ON in 14 - Central City East, Kingston is $629,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 172 Toronto Street, Kingston, ON ?

172 Toronto Street, Kingston, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 172 Toronto Street, Kingston, ON offer?

Key property features include: Fenced Yard, Library, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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172 Toronto Street, Kingston, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 172 Toronto Street, Kingston, ON K7L 4B1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in Kingston, ON

For a property listed at $629,900 in Kingston, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

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14 - Central City East, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 14 - Central City East, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$854,940

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in 14 - Central City East, Kingston

Elementary Schools

Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0

Secondary Schools

Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

14 - Central City East, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.