676 Centre Street, Kingston, ON

$644,900
MLS#:X13567770
3 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 37 - South of Taylor-Kidd Blvd. Expertly crafted featuring premium brick front and metal/steel siding construction, this residence presents an exceptional opportunity offered at $644,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 61.51 x 98.64 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

With over $150,000 in professional upgrades inside and out, 676 Centre Street is a truly turnkey home that's ready to impress its next owners for years to come. This beautifully updated 3 bed 2 bath home showcases extensive renovations throughout. The home features new energy-efficient triple-pane windows, luxury vinyl plank flooring, pot lights, fresh paint, and all new interior and exterior doors, trim, casings, and light fixtures. The well-maintained kitchen offers ample counter and cupboard space, along with a Samsung over-the-range microwave/hood fan and a Maytag double oven. Both bathrooms have been professionally renovated. The main bathroom is thoughtfully designed with a walk-in shower, raised double-sink vanity, and comfort-height toilet. The lower level bathroom has been completely reconfigured into a spacious 4-piece bath combined with a convenient laundry room ideal for family, guests or those long summer days in the pool. The finished lower level also features a cozy den with a wood-burning fireplace, creating the perfect space for movie nights or relaxing evenings. Beyond the cosmetic updates, the home has been extensively upgraded mechanically with a new rented furnace, oversized air conditioner, hot water tank, upgraded 125-amp electrical service, and more. Step outside to your own private backyard retreat featuring an in-ground pool, hot tub, and a large reinforced wood deck designed for entertaining. Exterior improvements include professionally painted siding with built-in lighting, updated fencing, refreshed landscaping, and significant pool upgrades including a new oversized pump, filter, and heated pool cover. This exceptional home offers the perfect combination of style, comfort, and peace of mind.

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Property Summary

This detached home located at 676 Centre Street, Kingston is currently for sale and has been available on SousaSells for 1 day. This property is listed at $644,900 with an estimated mortgage of $2,147* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 676 Centre Street, Kingston is in the 37 - South of Taylor-Kidd Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick Front, Metal/Steel Siding
BasementFinished
Lot Size61.51 × 98.64 Feet
CountyFrontenac
Annual Tax$4,400
Legal DescriptionPT LT 5 N OF BATH RD PL 62 PT 1 , 13R6587; KINGSTON

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Public Transit, Marina, Lake/Pond, Park, School

Interior Features

Auto Garage Door Remote, Carpet Free

Security Features

Community Features

Virtual Tours

Location

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676 Centre Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 676 Centre Street, Kingston, ON K7M 5E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$193,470 (30.0%)
* Minimum Canadian down payment required for this price is $39,490.
Amortization Period30 Years
Estimated Monthly Payment$2,147Based on a loan of $451,430 over 30 years.
Purchase Price$644,900
Loan Amount$451,430
Provincial Land Transfer Tax:$9,373
Total Estimated Closing Taxes:$9,373

About Purchasing a Home in Kingston, ON

For a property listed at $644,900 in Kingston, the legal minimum down payment is $39,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,373 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 37 - South of Taylor-Kidd Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$607,663

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
4.0
John XXIII
Public736 Mona Drive, Kingston, Ontario, K7M 5Z9
5.8
Lancaster Drive
Public1020 Lancaster Drive, Kingston, Ontario, K7P 2R7
6.5
Truedell
Public641 Truedell Road, Kingston, Ontario, K7M 6W6
4.7
James R Henderson
Public361 Roosevelt Drive, Kingston, Ontario, K7M 4Y3
6.3

Secondary Schools

Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
6.6
Holy Cross
Public1085 Woodbine Road, Kingston, Ontario, K7P 2V9
7.0
Frontenac
Public1789 Bath Road, Kingston, Ontario, K7M 4Y3
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.