678 Carnaby Street, Kingston, ON

$464,900
MLS#:X13559150
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 3 detached located in the coveted neighborhood of 37 - South of Taylor-Kidd Blvd. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $464,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 60 x 119 ft lot
  • Features a separate entrance, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 678 Carnaby Street, a well-located 3-level side split offering flexible living space and plenty of potential in a mature, family-friendly neighbourhood. The main level features a bright living and dining area and an eat-in kitchen with space for casual family meals. Upstairs, you'll find three bedrooms and a full bathroom, providing a functional layout for families, first-time buyers, or those looking to downsize without sacrificing space. The finished lower level adds valuable additional living space with a comfortable rec room, a 2-piece bathroom, and a separate entrance. This flexible layout provides excellent potential for an in-law suite, multi-generational living, or future income possibilities. Outside, the fully fenced backyard offers plenty of privacy and room for children, pets, entertaining, or simply relaxing and enjoying the outdoors. Located in an established neighbourhood close to schools, parks, shopping, transit, and everyday amenities, 678 Carnaby Street offers convenience, versatility, and an excellent opportunity to make the home your own. With a finished basement, separate entrance, private backyard, and a great location, this is a property with plenty of possibilities for its next owner.

Upcoming Open Houses

Saturday, July 18, 20262:00 PM - 4:00 PMPublic
Sunday, July 19, 202611:00 AM - 1:00 PMPublic

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Property Summary

This detached home located at 678 Carnaby Street, Kingston is currently for sale and has been available on SousaSells for 3 days. This property is listed at $464,900 with an estimated mortgage of $1,547* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 678 Carnaby Street, Kingston is in the 37 - South of Taylor-Kidd Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 3
ConstructionBrick
BasementSeparate Entrance, Partially Finished
Lot Size60 × 119 Feet
CountyFrontenac
Annual Tax$3,603.15
Legal DescriptionLT 10, PL 1502 , S/T ROW IF ANY IN FR135970 ; S/T FR183285,FR183999 KINGSTON TOWNSHIP

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Library, Park, Public Transit, School Bus Route

Interior Features

Carpet Free, In-Law Capability

Security Features

Community Features

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Location

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678 Carnaby Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 678 Carnaby Street, Kingston, ON K7M 5M7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$139,470 (30.0%)
* Minimum Canadian down payment required for this price is $23,245.
Amortization Period30 Years
Estimated Monthly Payment$1,547Based on a loan of $325,430 over 30 years.
Purchase Price$464,900
Loan Amount$325,430
Provincial Land Transfer Tax:$5,773
Total Estimated Closing Taxes:$5,773

About Purchasing a Home in Kingston, ON

For a property listed at $464,900 in Kingston, the legal minimum down payment is $23,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,773 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,773.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 37 - South of Taylor-Kidd Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$607,663

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
4.0
John XXIII
Public736 Mona Drive, Kingston, Ontario, K7M 5Z9
5.8
Lancaster Drive
Public1020 Lancaster Drive, Kingston, Ontario, K7P 2R7
6.5
Truedell
Public641 Truedell Road, Kingston, Ontario, K7M 6W6
4.7
James R Henderson
Public361 Roosevelt Drive, Kingston, Ontario, K7M 4Y3
6.3

Secondary Schools

Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
6.6
Holy Cross
Public1085 Woodbine Road, Kingston, Ontario, K7P 2V9
7.0
Frontenac
Public1789 Bath Road, Kingston, Ontario, K7M 4Y3
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.