1099 Union Street, Kitchener, ON

$489,000
MLS#:X13544042
2 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Kitchener. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 63.15 x 100.11 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Sump Pump, Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient other heating via gas

Description

Welcome to 1099 Union Street, Kitchener-a charming red brick home situated on a generous corner lot in a well-established neighborhood closeto everyday amenities. Full of character and natural light, this inviting home offers 2 bedrooms and 2 bathrooms with a functional layoutdesigned for comfortable everyday living. The main floor features a spacious living room with large windows, a bright dining room, a wellappointed kitchen, and a convenient 2-piece bathroom. Upstairs, two generously sized bedrooms and a 4-piece bathroom provide a comfortableand functional space to unwind at the end of the day. The unfinished basement provides excellent storage today while offering exciting potentialto create additional living space tailored to your needs. Comfort and peace of mind come with several thoughtful updates, including a 5-year-oldboiler heating system, an owned on-demand hot water system, an owned water softener (5 years old), and a 3-year-old washer and dryer. Stepoutside to enjoy summer BBQs with the convenience of a natural gas hook-up. Outside, the generous and fully fenced corner lot offersexceptional curb appeal, additional outdoor space, and plenty of room for gardening, entertaining, or simply enjoying the outdoors. Location iseverything, and this home delivers. Enjoy easy access to parks, schools, shopping, restaurants, and everyday amenities, with Highway 85 justminutes away for effortless commuting. Uptown Waterloo, Conestoga Mall, downtown Kitchener, and public transit are all within easy reach,making this an ideal location for first-time buyers, professionals, downsizers, or investors alike. Combining timeless red brick charm, a desirablecorner lot, valuable

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick Veneer
BasementUnfinished
Lot Size63.15 × 100.11 Feet
CountyWaterloo
Annual Tax$3,310
Legal DescriptionPT LT 22 PL 789 KITCHENER AS IN 814957; KITCHENER

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingWall Unit(s)

Features

Property Features

Interior Features

On Demand Water Heater, Sump Pump, Water Heater Owned

Security Features

Community Features

Location

Initializing map...
1099 Union Street, Kitchener, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1099 Union Street, Kitchener, ON N2H 6J9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kitchener.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$24,450 (5.0%)
* Minimum Canadian down payment required for this price is $24,450.
Amortization Period25 Years
Estimated Monthly Payment$2,768Based on a loan of $464,550 over 25 years.
Purchase Price$489,000
Loan Amount$464,550
Provincial Land Transfer Tax:$6,255
Total Estimated Closing Taxes:$6,255

About Purchasing a Home in Kitchener, ON

For a property listed at $489,000 in Kitchener, the legal minimum down payment is $24,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,255 for this transaction. As this listing is in Kitchener (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,255.

Nearby Listings

Distance:

No current listings found in Kitchener.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kitchener.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$756,703

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

A R Kaufman
PublicCarwood Avenue, Rockway, Kitchener, Ontario, N2G 3C5
2.0
Our Lady of Grace
Public70 Gracefield Crescent, Alpine, Kitchener, Ontario, N2E 1R9
7.3
Alpine
Public75 Lucerne Drive, Alpine, Kitchener, Ontario, N2E 1B4
5.8
Queen Elizabeth
Public191 Hoffman Street, Southdale, Kitchener, Ontario, N2M 3N2
4.0
Rockway
Public110 Doon Road, Rockway, Kitchener, Ontario, N2G 3C8
3.6

Secondary Schools

St. Mary’s
Catholic1500 Block Line Road, Kitchener, Ontario, N2C 2S2
6.1
Eastwood
Public760 Weber Street East, Eastwood, Kitchener, Ontario, N2H 1H6
5.8
Cameron Heights
Public301 Charles Street East, King East, Kitchener, Ontario, N2G 2P8
7.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.