4392 Ontario Street, Lincoln, ON

$849,900
MLS#:X13536474
4 beds
5 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 982 - Beamsville. Expertly crafted featuring premium stucco (plaster) and stone construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 5 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 42 x 140 ft lot
  • Features a partial basement, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This modern two storey home has been recently renovated boasting 3+1 bedrooms and is simply loaded with luxury finishes. This well designed property includes 4 bedrooms all with their own gorgeous ensuite bathrooms. The breathtaking open concept main floor features a bright kitchen with granite countertops, plenty of cabinets and a grand centre island, an attached dining space and a spacious living room with a built-in electric fireplace, an office, bedroom with ensuite and a two piece powder room that finishes off the main floor nicely. Travel up the contemporary open staircase with glass railings to the 2nd floor and discover 3 large bedrooms all with ensuite baths and a laundry room with built-in cabinetry. The partial basement features a cozy family room and utility space. Other features of the home include on-demand hot water, central air, central vac, carpet free and 200 amp electrical service. The exterior includes a fully fenced yard, concrete driveway and patio, detached 1.5 car garage and plenty of private yard space to enjoy.

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Key Features

Bedrooms
4
Bathrooms
5
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster), Stone
BasementPartial Basement, Finished
Lot Size42 × 140 Feet
CountyNiagara
Annual Tax$3,943
Legal DescriptionLT 62 CP PL 3 CLINTON; LINCOLN

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

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4392 Ontario Street, Lincoln, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4392 Ontario Street, Lincoln, ON L0R 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lincoln.

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Interest Rate5.25%
Down Payment$59,990 (7.1%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period25 Years
Estimated Monthly Payment$4,707Based on a loan of $789,910 over 25 years.
Purchase Price$849,900
Loan Amount$789,910
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Lincoln, ON

For a property listed at $849,900 in Lincoln, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,139,205

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.