42 Factory Street, Loyalist, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 56 - Odessa. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $412,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 72 x 113.5 ft lot
- Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free, Sump Pump, Water Heater Owned
- Efficient baseboard heating via electric
Description
Step into the charm of the 1880s with this beautifully maintained 2-bedroom, 1.5-bath home, perfectly situated on a spacious lot in the heart of Odessa. Blending timeless character with thoughtful modern updates, this carpet-free home offers the warmth and craftsmanship of a bygone era while providing the comfort and convenience of today's lifestyle. Original period features such as high ceilings, classic trim, and architectural details reflect the home's rich history, while updated finishes and mechanical improvements make it move-in ready. The bright and inviting layout is ideal for everyday living, with comfortable bedrooms, a functional kitchen, and welcoming living spaces. Enjoy your morning coffee or unwind in the evening from the screened-in porch overlooking the generous yard. Hobbyists, mechanics, or those in need of extra storage will appreciate the impressive detached garage/workshop, offering plenty of space for projects, a vehicle and equipment. Located within walking distance of Odessa's local shops & restaurants, this property also offers exceptional convenience for commuters. With quick access to Highway 401 and a central location between Kingston and Napanee, you'll enjoy the best of small-town living with easy connections to both communities. If you're looking for a home that combines historic charm, modern comfort, and an unbeatable location, this unique Odessa property is ready for new owners and new memories.
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Property Summary
This detached home located at 42 Factory Street, Loyalist is currently for sale and has been available on SousaSells for 4 days. This property is listed at $412,500 with an estimated mortgage of $1,373* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 42 Factory Street, Loyalist is in the 56 - Odessa neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Parking & Garage
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Features
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Interior Features
Carpet Free, Sump Pump, Water Heater Owned
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 42 Factory Street, Loyalist, ON K0H 2H0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Loyalist, ON
For a property listed at $412,500 in Loyalist, the legal minimum down payment is $20,625 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,725 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,725.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.