12 ASHLEY Lane, Middlesex Centre, ON

$1,249,900
MLS#:X13526384
3 beds
3 baths
3000-3500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Coldstream. Expertly crafted featuring premium brick veneer and stone construction, this residence presents an exceptional opportunity offered at $1,249,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 109.63 x 196 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 12 Ashley Lane in Coldstream.This stunning Custom Architectural Home is a must see ,located on a private court and backing onto private ravine/creek on a 109 ft wide by 196 deep lot .The exterior is breathtaking with stone exterior and loads of windows, luxury out door BBQ centre off kitchen for those parties and covered patio off kitchen over looking private ravine yard .Landscaping is out of this world with loads of stone work,ponds,gardens,concrete padios and concrete driveway .Primary bed rm has a balcony with glass railing over looking pond and yard/ravine and other 2 bedrooms have walkout doors to patio by pond . Entering the front door with the glass link to main home and garage is very inviting.The architecture thru out the inside is so beautiful from angles/ceiling heights/stair cases, wall angles is inviting to enjoy.The home main floor is very wide open with large kitchen with built in appliances/granite counters/custom stove/walkin pantry and windowed breakfast nook open to great room with 17 ft ceilings/gas fireplace -stunning glass windows over looking ravine and there is a Large formal dining room for entertaining .Large main floor laundry as well .Large Primary Bed room is very elegant and stunning ensuite bath-glass shower/stand alone tub and large closet and balcony over looking ravine for morning coffee .The loft is amazing ,used as an office ,what a view to work in .The lower level -still above grade has 2 more good size bed rooms with large closet and full bath room to share and walkout doors to patios. The basement has a Theatre room for movies and also loads of open storage space as well . The attached garage is extra large 26.8 ft by 26.8 ft. This home has 2 furnaces and 2 AC for total efficiency thru out the home .See video on YOUTUBE.This home is a must see .

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick Veneer, Stone
BasementPartially Finished
Lot Size109.63 × 196 Feet
CountyMiddlesex
Annual Tax$6,277
Legal DescriptionPCL 5-1, SEC 33M257 ; LT 5, PL 33M257; MIDDLESEX CENTRE TWP

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Greenbelt/Conservation

Interior Features

Auto Garage Door Remote, Central Vacuum, ERV/HRV, On Demand Water Heater

Security Features

Community Features

Location

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12 ASHLEY Lane, Middlesex Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 ASHLEY Lane, Middlesex Centre, ON N0M 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Middlesex Centre.

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Interest Rate5.25%
Down Payment$249,980 (20.0%)
* Minimum Canadian down payment required for this price is $249,980.
Amortization Period25 Years
Estimated Monthly Payment$5,959Based on a loan of $999,920 over 25 years.
Purchase Price$1,249,900
Loan Amount$999,920
Provincial Land Transfer Tax:$21,473
Total Estimated Closing Taxes:$21,473

About Purchasing a Home in Middlesex Centre, ON

For a property listed at $1,249,900 in Middlesex Centre, the legal minimum down payment is $249,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,473 for this transaction. As this listing is in Middlesex Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,473.

Nearby Listings

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No current listings found in Middlesex Centre.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldstream, Middlesex Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,191,600

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.