46 Fourth Street, Midland, ON

$529,000
MLS#:S13518460
4 beds
3 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $529,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 33.32 x 136.33 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This home is a must see for investors and anyone looking for amazing value! Where else can you find 3+2 bedrooms, 2.5 bathrooms, a large fenced lot with a detached garage - all for under 530k! Amazing income potential from the basement in-law suite which has its own kitchen, bath, laundry and living room. Or open it all up to gain access from the main level - as it used to be. This home needs nothing but your personal touches. The open concept living room and kitchen even has vaulted ceilings, giving it a very spacious feel. Extremely well cared for with the current owners having done multiple upgrades. A large lot allows you to enjoy gardening and bbq's in your own backyard. New shingles, updated bathrooms, new side door, furnace (2020) washer/dryer (2018), dishwasher (2025), gas stove (2022), and A/C in 2020.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementSeparate Entrance, Finished
Lot Size33.32 × 136.33 Feet
CountySimcoe
Annual Tax$3,071.62
Legal DescriptionPT LT 45 W/S FOURTH ST PL 357 MIDLAND AS IN RO1411875; MIDLAND

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Lake Access, Marina, Public Transit, School

Interior Features

Accessory Apartment, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Sump Pump, Water Heater

Security Features

None, Carbon Monoxide Detectors, Smoke Detector, Heat Detector

Community Features

Location

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46 Fourth Street, Midland, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 46 Fourth Street W, Midland, ON L4R 3S8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate5.25%
Down Payment$27,900 (5.3%)
* Minimum Canadian down payment required for this price is $27,900.
Amortization Period25 Years
Estimated Monthly Payment$2,986Based on a loan of $501,100 over 25 years.
Purchase Price$529,000
Loan Amount$501,100
Provincial Land Transfer Tax:$7,055
Total Estimated Closing Taxes:$7,055

About Purchasing a Home in Midland, ON

For a property listed at $529,000 in Midland, the legal minimum down payment is $27,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,055 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,055.

Nearby Listings

Distance:

No current listings found in Midland.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,968

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.