Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Lutterworth. Expertly crafted featuring premium metal/steel siding construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 1019 Loyalist Drive on the Gull River. South facing. Direct access to Gull Lake and 30 kms of shoreline is only 400 meters downstream, or one can easily boat upstream to downtown Minden. A year-round home or cottage. A solid raised bungalow on a dead-end road with 34 easy steps to a lovely riverside setting with 89 ft on the river. The main level is 1056 sq ft and includes 2 bedrooms, an office, kitchen, dining room and a living room with a walk out to the riverside deck and gazebo, 3-piece bath (renovated 2022) and a main floor laundry. The downstairs offers another 630 sq ft of living space including a large family room, 1 bedroom and a 3-piece bath and a modern airtight woodstove. It has a walkout to the parking area and to the riverside. Ideal for an in-law suite or rental unit with private access. Home/Septic inspection completed. Located 10 mins south of Minden just off Highway 35 via Sandy Bay Road (a school bus stop). The township road is maintained year-round to Loyalist Drive and then it is only 100 meters to this home. $100/yr for private road maintenance. A quiet enclave of 12 properties. Just over 2 hrs from the GTA. Year-round road. 200AMP. Heated water line. F/A propane furnace(2018). Napoleon airtight wood stove in basement less than 10 yrs old and professionally installed. The upstairs bathroom was renovated in 2022. River water intake with heated line installed in 2021. Exceptionally private area at river's edge is an ideal spot for a patio or gazebo. Great swimming. Sandy shoreline. 6+ feet of depth. No neighbours on the opposite bank. Cottage has good bones but is ready for some TLC and your finishing touches. An ideal year-round home or cottage that is largely furnished and just over 2 hours from the GTA. Traditional bank solutions not meeting your needs? Let me introduce you to a skilled Level 2 Mortgage Agent who has access to a broad range of competitive financing options. This property could be yours in as little as 30 days.
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Hospital, Lake Access, Library, Place Of Worship, School Bus Route, Skiing
Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned
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This could be the first listing for this address.
Data-driven valuation for 1019 Loyalist Drive, Minden Hills, ON K0M 2K0
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Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minden Hills.
About Purchasing a Home in Minden Hills, ON
For a property listed at $599,000 in Minden Hills, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Minden Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.