1032 Gazebo Lane, Minden Hills, ON

$400,000
MLS#:X13545296
3 beds
1 baths
< 700 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lutterworth. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $400,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 108.07 x 480.16 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient other heating via wood

Description

Escape to South Beaver Lake! This charming 3-bedroom, 1-bathroom - 3 season cottage sits on a private, tree-lined 1+-acre lot in Minden Hills, offering 108 feet of water frontage with coveted western exposure for front-row sunsets over the water. Step inside to a warm, knotty-pine interior anchored by a cozy wood stove for those chilly evenings after a day on the lake. The open living space flows into a functional kitchen, and three bedrooms offer comfortable rest for everyone. At 650 sq ft, it's an easy-to-maintain, turn-key cottage ready to enjoy from day one - just bring your bags.Outside, a path leads down to your own dock and dry boathouse, ideal for swimming, fishing, canoeing, or watching the loons at sunset. The gently sloped, wooded lot delivers privacy and classic Haliburton Highlands character, with a deck and fire pit area perfect for evening gatherings under the stars. South Beaver Lake is known for calm, clean water and quiet cottage-country charm. Annual road fee is approximately $250, keeping carrying costs low.Offered at $400,000, this is a rare chance to own genuine waterfront in the Haliburton Highlands at an attainable price. Turn-key cottages with this much frontage on a quiet lake like this don't come up often.

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Property Summary

This detached home located at 1032 Gazebo Lane, Minden Hills is currently for sale and has been available on SousaSells for 2 days. This property is listed at $400,000 with an estimated mortgage of $1,331* per month. It has 3 beds, 1 bathroom, and is < 700 square feet. 1032 Gazebo Lane, Minden Hills is in the Lutterworth neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size108.07 × 480.16 Feet
CountyHaliburton
Annual Tax$1,462
Legal DescriptionPT LT 21 CON 3 LUTTERWORTH AS IN H185287; S/T & T/W H185287 EXCEPT THE EASEMENT THEREIN RE: LT 21 CON 3; MINDEN HILLS

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingNone

Features

Property Features

Beach, Golf, Hospital, Lake Access, Wooded/Treed, Waterfront

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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1032 Gazebo Lane, Minden Hills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1032 Gazebo Lane, Minden Hills, ON K0M 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minden Hills.

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Interest Rate4.00%
Down Payment$120,000 (30.0%)
* Minimum Canadian down payment required for this price is $20,000.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $280,000 over 30 years.
Purchase Price$400,000
Loan Amount$280,000
Provincial Land Transfer Tax:$4,475
Total Estimated Closing Taxes:$4,475

About Purchasing a Home in Minden Hills, ON

For a property listed at $400,000 in Minden Hills, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in Minden Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lutterworth, Minden Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$657,062

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.