1106 Stephen Road, Muskoka Lakes, ON

$1,799,900
MLS#:X13591026
4 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Medora. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 251 x 836 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Bar Fridge, Propane Tank, Storage
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to your private waterfront retreat on the prestigious shores of Silver Lake. Set on an estate-sized 2.2-acre lot with an impressive 251 feet of pristine shoreline, this rare offering combines complete privacy with ultimate convenience - located just a 5-minute walk from the heart of Muskoka in the charming town of Port Carling.The 4-bedroom, 2.5-bathroom year-round home, with bonus lakeside bunkie, is perfectly positioned to capture breathtaking southwest views across the lake, filling the property with all-day sunshine. Whether you're enjoying your morning coffee on the expansive deck, entertaining family and friends, relaxing on the oversized dock at the water's edge, or taking a soak in your brand new hot tub; you'll appreciate the peaceful setting that cannot be replicated elsewhere.Offered fully furnished and turnkey, the estate comes complete with a top-of-the-line Club Car Onward golf cart and a new 21kW whole-home Generac generator for total peace of mind.With its generous frontage, sought-after location, and ideal exposure, this is a rare opportunity to own an exceptional waterfront property that offers the perfect blend of luxury, privacy, and convenience in one of Muskoka's most desirable communities.

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Property Summary

This detached home located at 1106 Stephen Road, Muskoka Lakes is currently for sale and has been available on SousaSells for 15 days. This property is listed at $1,799,900 with an estimated mortgage of $5,991* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 1106 Stephen Road, Muskoka Lakes is in the Medora neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Medora, Muskoka Lakes.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Medora, Muskoka Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementUnfinished, Crawl Space
Lot Size251 × 836 Feet
CountyMuskoka
Annual Tax$4,820
Legal DescriptionPT LT 34 CON 4 MEDORA PT 2-4 35R16430 S/T DM365900; MUSKOKA LAKES

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Bar Fridge
  • Propane Tank
  • Storage
  • Generator - Full

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1106 Stephen Road, Muskoka Lakes, ON

Q.What is the asking price for 1106 Stephen Road, Muskoka Lakes, ON ?

The current listing price for 1106 Stephen Road, Muskoka Lakes, ON in Medora, Muskoka Lakes is $1,799,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1106 Stephen Road, Muskoka Lakes, ON ?

1106 Stephen Road, Muskoka Lakes, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Bar Fridge, Propane Tank, Storage, Generator - Full.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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Location

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1106 Stephen Road, Muskoka Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1106 Stephen Road, Muskoka Lakes, ON P0B 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.

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Interest Rate4.00%
Down Payment$539,970 (30.0%)
* Minimum Canadian down payment required for this price is $359,980.
Amortization Period30 Years
Estimated Monthly Payment$5,991Based on a loan of $1,259,930 over 30 years.
Purchase Price$1,799,900
Loan Amount$1,259,930
Provincial Land Transfer Tax:$32,473
Total Estimated Closing Taxes:$32,473

About Purchasing a Home in Muskoka Lakes, ON

For a property listed at $1,799,900 in Muskoka Lakes, the legal minimum down payment is $359,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,473 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,473.

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Medora, Muskoka Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Medora, Muskoka Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,836,640

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Medora, Muskoka Lakes

Elementary Schools

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Secondary Schools

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Medora, Muskoka Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.