28 Loretta Drive, Niagara-on-the-Lake, ON

$1,199,000
MLS#:X12922034
4 beds
3 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium aluminum siding and brick front construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 55.77 x 114.83 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Guest Accommodations
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Elegantly reimagined in 2025, this approximately 2,800 sq. ft. residence in Niagara-on-the-Lake's desirable Virgil community blends timeless architecture with modern sophistication, just minutes from world-class wineries, fine dining, boutique shops, and the charm of Old Town. Situated on a quiet, tree-lined street, the home offers both privacy and lifestyle convenience. A dramatic two-storey great room anchors the main level, featuring wide-plank flooring, designer lighting, and a statement fireplace framed by expansive windows that fill the space with natural light. The redesigned kitchen combines style and function with stone countertops, stainless steel appliances, and a custom walk-in pantry-ideal for both everyday living and entertaining. A rare main-floor bedroom retreat (approx. 280 sq. ft.) provides flexibility for guests, in-laws, or a refined home office. Upstairs, a bright loft overlooks the living area and leads to three spacious bedrooms, including a primary suite with a sitting area, walk-in closet, and private ensuite. The backyard is a private garden sanctuary with mature landscaping, two entertainment decks, and a handcrafted swing-perfect for relaxing or hosting. Additional features include a double-car garage with private driveway, central air (updated 2024), owned tankless water heater, no rental equipment, central vacuum, and a 1,367 sq. ft. basement with rough-in kitchen and washroom, offering excellent in-law or income potential. A refined offering capturing the essence of Niagara wine country living.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick Front
BasementFull
Lot Size55.77 × 114.83 Feet
CountyNiagara
Annual Tax$5,565.09
Legal DescriptionLOT 68, PLAN 30M304; S/T EASE OVER PT 16 ON 30R10524 AS IN LT215465; S/T ROW (EASE) FOR 5 YEARS FROM 2004.07.23 AS IN NR33581 ; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Fenced Yard, Park, Place Of Worship, Sloping, Rec./Commun.Centre

Interior Features

Auto Garage Door Remote, Central Vacuum, Guest Accommodations, Water Heater Owned, Water Meter, Water Purifier, Water Softener, Water Heater

Security Features

Carbon Monoxide Detectors

Community Features

Location

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28 Loretta Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$959,200
Monthly Mortgage$5,573
Property Tax (Est.)$464
Utilities & Maint.$350
Total Monthly Cost$6,387

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 Virgil, Niagara On the Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.