Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $1,249,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome To 306 Centre Street In The Charming Old Town Of Niagara-On-The-Lake, Just A Five-Minute Stroll To Iconic Queen Street, Boutique Shops, Restaurants, Theatres, Golf, And The Shores Of Lake Ontario. This Move-In-Ready Home Blends Modern Finishes With Timeless Appeal, Featuring A Custom-Designed Kitchen With Quartz Countertops, Stainless Steel Appliances, And A Large Island With Seating For Four. Wide-Plank Oak Flooring Flows Throughout The Home, While The Two Full Bathrooms Have Been Tastefully Updated, Including A Main Bath With A Walnut Vanity And Heated Floors. Offering Three Spacious Bedrooms On The Upper Level, Two Inviting Living Areas, A Dedicated Office, And A Walk-Out From The Renovated Lower Level To The Backyard, This Home Provides Exceptional Flexibility For Families Or Those Who Love To Entertain. The Finished Basement Also Offers Excellent Potential For A Fully Functioning Kitchen And Additional Bedroom, Making It Ideal For An In-Law Suite Or Extended Family Living. Situated On A Generous 70' X 141' Lot, The Private Backyard Is Beautifully Landscaped With Mature Trees, Shrubs, And Perennial Gardens, And Was Fully Fenced In 2023 To Create A Peaceful Outdoor Retreat. Enjoy Your Morning Coffee On The Expansive Front Porch, Perfectly Positioned To Capture The Morning Sun. The Attached Garage Provides Convenient Parking And Additional Storage. This Is A Rare Opportunity To Own A Beautifully Updated Home In One Of Niagara-On-The-Lake's Most Desirable Neighbourhoods. Come Experience Everything This Exceptional Property Has To Offer!
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Data-driven valuation for 306 Centre Street, Niagara-on-the-Lake, ON L0S 1J0
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.
About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,249,900 in Niagara-on-the-Lake, the legal minimum down payment is $249,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,473 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.