33 Cottage Street, Niagara-on-the-Lake, ON

$2,925,000
MLS#:X13622318
4 beds
4 baths
2000-2500 sqft
6.0 parking
Residential Freehold
33 Cottage Street, Niagara-on-the-Lake, ON L0S 1J0

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $2,925,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 59.06 x 133.3 ft lot
  • Features a full, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sauna, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 33 Cottage Street, an extraordinary GATTA Homes luxury residence offering nearly 4,000 sq. ft. of finished living space. Featuring 4 bedrooms and 4 full bathrooms, including a hotel-inspired wellness spa, this exceptional home blends timeless elegance, superior craftsmanship, and effortless entertaining in one of Niagara-on-the-Lake's most desirable locations.The heart of the home is a stunning chef's kitchen with an oversized island, walkin pantry, butler's pantry, built-in Miele coffee system, upgraded cabinet hardware, designer lighting, and a glass wash station.The kitchen flows seamlessly into the openconcept dining area and impressive great room, highlighted by architectural paneling, custom built-ins, a gas fireplace and a dramatic illuminated wine feature wall.The main level offers a luxurious primary suite with a custom feature wall, his-and-hers walkin closets and a spa-inspired ensuite with heated floors.A second bedroom, full bath, bar area, laundry room, and mudroom complete the level. The professionally finished lower level features 9-foot ceilings, a spacious recreation room with a second gas fireplace, wet bar, two additional bedrooms, and an incredible resort-style wellness retreat with a steam shower, separate European sauna, heated floors, and a striking fog-glass entrance.A dedicated music room with a custom feature wall and glass barn doors adds flexibility for work or play.Custom built by GATTA Homes in 2018, this residence has been further enhanced with over $300,000 in professionally commissioned upgrades, including a fully equipped outdoor kitchen with built-in BBQ and fridge, new side and rear walkways, custom wood archways, upgraded lighting throughout, premium hardware, and countless designer finishes.Just steps from the Niagara River, award-winning wineries, golf courses, fine dining, and the charm of Old Town Niagara-on-the-Lake, 33 Cottage Street offers an exceptional luxury lifestyle in one remarkable home. Luxury Certified

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Property Summary

This detached home located at 33 Cottage Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 7 days. This property is listed at $2,925,000 with an estimated mortgage of $9,736* per month. It has 4 beds, 4 bathrooms, and is 2000-2500 square feet. 33 Cottage Street, Niagara-on-the-Lake is in the 101 - Town neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in 101 - Town, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 101 - Town, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Stucco (Plaster)
BasementFull, Partial Basement
Lot Size59.06 × 133.3 Feet
CountyNiagara
Annual Tax$10,180.2
Legal DescriptionLOT 15, PLAN 30M432 SUBJECT TO AN EASEMENT IN GROSS OVER PART LOT 15, PLAN 30M432 BEING PARTS 34 & 35 ON 30R14882 AS IN NR440510 SUBJECT TO AN EASEMENT OVER PART 35 & 36 30R14882 AS IN NR443052 SUBJECT TO AN EASEMENT OVER PART 35 & 36 30R14882 AS IN NR443050 SUBJECT TO AN EASEMENT IN GROSS OVER PTS 35 & 36 30R14882 AS IN NR445021 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Sauna
  • On Demand Water Heater
  • Built-In Oven
  • Bar Fridge

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 33 Cottage Street, Niagara-on-the-Lake, ON

Q.What is the asking price for 33 Cottage Street, Niagara-on-the-Lake, ON ?

The current listing price for 33 Cottage Street, Niagara-on-the-Lake, ON in 101 - Town, Niagara-on-the-Lake is $2,925,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 33 Cottage Street, Niagara-on-the-Lake, ON ?

33 Cottage Street, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Full, Partial Basement basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Sauna, On Demand Water Heater, Built-In Oven, Bar Fridge.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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33 Cottage Street, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 33 Cottage Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$877,500 (30.0%)
* Minimum Canadian down payment required for this price is $585,000.
Amortization Period30 Years
Estimated Monthly Payment$9,736Based on a loan of $2,047,500 over 30 years.
Purchase Price$2,925,000
Loan Amount$2,047,500
Provincial Land Transfer Tax:$59,600
Total Estimated Closing Taxes:$59,600

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $2,925,000 in Niagara-on-the-Lake, the legal minimum down payment is $585,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $59,600 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $59,600.

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101 - Town, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 - Town, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,916,422

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 101 - Town, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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101 - Town, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.