46 Pinot Trail, Niagara-on-the-Lake, ON

$900,000
MLS#:X13495762
4 beds
3 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $900,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a spacious lot (Feet)
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 46 Pinot Trail, where family living meets the charm of Niagara-on-the-Lake. Nestled on a quiet, family-friendly street in the heart of Virgil, this beautifully finished 4-bedroom home offers the perfect balance of style, space, and everyday comfort.Step inside to an inviting open-concept main floor, where a bright, modern kitchen overlooks the spacious living area, creating the ideal setting for family gatherings and entertaining. Walk out to the generous back deck for summer BBQs, enjoy meals in the separate dining room, and appreciate the convenience of a main floor powder room.Upstairs, the spacious primary suite provides a private retreat complete with its own ensuite bathroom, while the additional bedrooms offer plenty of room for a growing family or home office space.The fully finished basement is designed for entertaining, featuring a stylish wet bar, immersive surround sound, and a 3-piece bathroom, making it the perfect place for movie nights, game days, or hosting friends and family.Located just steps from Crossroads Public School, neighbourhood parks, and local amenities, and only minutes from world-class wineries, golf courses, and the historic shops and restaurants of Old Town Niagara-on-the-Lake, this home offers an exceptional lifestyle in one of the region's most sought-after communities.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten , Vinyl Siding
BasementFull, Finished
CountyNiagara
Annual Tax$5,429
Legal DescriptionLOT 51, PLAN 30M359; S/T EASEMENT IN GROSS OVER PTS 98 & 99 30R11849 AS IN NR113358; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, School

Interior Features

Central Vacuum

Security Features

Community Features

Location

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46 Pinot Trail, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 46 Pinot Trail, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$65,000 (7.2%)
* Minimum Canadian down payment required for this price is $65,000.
Amortization Period25 Years
Estimated Monthly Payment$4,976Based on a loan of $835,000 over 25 years.
Purchase Price$900,000
Loan Amount$835,000
Provincial Land Transfer Tax:$14,475
Total Estimated Closing Taxes:$14,475

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $900,000 in Niagara-on-the-Lake, the legal minimum down payment is $65,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,477,043

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.