681 Warner Road, Niagara-on-the-Lake, ON

$1,180,000
MLS#:X13606016
3 beds
2 baths
1500-2000 sqft
5.5 parking
Residential Freehold
681 Warner Road, Niagara-on-the-Lake, ON L0S 1J0

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,180,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 427 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.5 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, Bar Fridge
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this exceptional custom raised BUNGALOW WITH GUEST COTTAGE in St. Davids, Niagara-on-the-Lake. Set on a rare 50 x 427 ft lot, this property offers the perfect blend of luxury finishes, flexible living, and a private natural setting with full municipal services.The 1,643 sq. ft. main floor features 3 spacious bedrooms and 2 full bathrooms, including a stunning primary retreat with a large walk-in closet, spa-inspired ensuite featuring double stone vanity, clawfoot tub, separate glass shower, and Juliette balcony. The chef's kitchen showcases ceiling-height cabinetry, stone countertops, abundant storage, oversized workspace, and a wet bar with wine fridge. Luxury wide-plank engineered hardwood flooring and premium finishes are found throughout. The lower level offers excellent potential with a framed and insulated future fourth bedroom waiting your final touches. A simple addition of a door at the top of the main floor stairs could create enhanced privacy, making the lower level ideal for future in-law or multi-generational living. A rare bonus is the detached guest cottage featuring a full kitchen with dishwasher, powder room, upper bedroom, and full bath-perfect for extended family, guests, or income potential.Exterior highlights include natural stone accents, paver stone driveway and walkway, parking for 4 vehicles plus an oversized insulated, lift-capable garage. Additional features include an owned Navien tankless water heater, central vacuum rough-in, sump pump w email notification, and fully fenced yards for both the main home and cottage. Beyond the rear fence enjoy your own private wooded retreat. Located within the highly rated St. Davids Public School catchment and just minutes to award-winning wineries, golf, shopping, fitness and tennis clubs, Niagara Falls, St. Catharines, Brock University, Niagara College, hospitals, the QEW, and the U.S. border. Experience peaceful country living with the convenience of city amenities nearby.

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Property Summary

This detached home located at 681 Warner Road, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 12 days. This property is listed at $1,180,000 with an estimated mortgage of $3,928* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 681 Warner Road, Niagara-on-the-Lake is in the 105 - St. Davids neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 105 - St. Davids, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Stone
BasementUnfinished, Full
Lot Size50 × 427 Feet
CountyNiagara
Annual Tax$7,157.26
Legal DescriptionPT TWP LT 95 NIAGARA AS IN RO733758 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total5.5
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard

Interior Features

  • Accessory Apartment
  • Auto Garage Door Remote
  • Bar Fridge
  • Guest Accommodations
  • In-Law Capability
  • In-Law Suite
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Sump Pump
  • Water Heater Owned

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 681 Warner Road, Niagara-on-the-Lake, ON

Q.What is the asking price for 681 Warner Road, Niagara-on-the-Lake, ON ?

The current listing price for 681 Warner Road, Niagara-on-the-Lake, ON in 105 - St. Davids, Niagara-on-the-Lake is $1,180,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 681 Warner Road, Niagara-on-the-Lake, ON ?

681 Warner Road, Niagara-on-the-Lake, ON is a Detached (Bungalow-Raised) featuring a Unfinished, Full basement.

Q.What key property features does 681 Warner Road, Niagara-on-the-Lake, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Auto Garage Door Remote, Bar Fridge, Guest Accommodations, In-Law Capability, In-Law Suite, On Demand Water Heater, Primary Bedroom - Main Floor, Rough-In Bath, Sump Pump, Water Heater Owned.

Q.What security features are installed at 681 Warner Road, Niagara-on-the-Lake, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.5 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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681 Warner Road, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 681 Warner Road, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$354,000 (30.0%)
* Minimum Canadian down payment required for this price is $236,000.
Amortization Period30 Years
Estimated Monthly Payment$3,928Based on a loan of $826,000 over 30 years.
Purchase Price$1,180,000
Loan Amount$826,000
Provincial Land Transfer Tax:$20,075
Total Estimated Closing Taxes:$20,075

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,180,000 in Niagara-on-the-Lake, the legal minimum down payment is $236,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,075 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,075.

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105 - St. Davids, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 105 - St. Davids, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,514,522

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 105 - St. Davids, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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105 - St. Davids, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.