12 St Andrew Street, Norfolk, ON

$399,900
MLS#:X13494724
1 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Port Dover. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Attractively priced, Ideally located 1 bedroom, 1 bathroom sought after ground floor unit in well maintained and run Condo building. Enjoy stunning views and easy access to Port Dover's popular downtown core this maintenance free unit is Ideal for the first time Buyer, those looking to downsize and for convenient main floor living, or those looking to retire in style & enjoy "locking the door" & enjoying time away travelling. The flowing, open concept interior layout is highlighted by 744 sq ft of well designed living space featuring updated kitchen cabinetry with breakfast bar, dining area, large living room with corner gas fireplace, spacious bedroom, 4 pc primary bathroom, In suite laundry, ample storage, & walk out to private patio. Upgrades include premium flooring throughout, modern decor, fixtures, & lighting. Walking distance to the beach strip, restaurants, pier, theatre, shopping, cafe's, & close to golf courses. Flexible possession available - just move in & live worry free! Enjoy & Experience Port Dover Lakeside Living.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date6/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionStucco (Plaster)
BasementFinished
CountyNorfolk
Annual Tax$2,688

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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12 St Andrew Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 St Andrew Street 103, Norfolk, ON N0A 1N1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Norfolk.

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Interest Rate5.25%
Down Payment$19,995 (5.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period25 Years
Estimated Monthly Payment$2,264Based on a loan of $379,905 over 25 years.
Purchase Price$399,900
Loan Amount$379,905
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Norfolk, ON

For a property listed at $399,900 in Norfolk, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Norfolk (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Dover, Norfolk.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$869,914

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.