517 Fisher Street, North Bay, ON

$399,000
MLS#:X13650066
7 beds
3 baths
< 700 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Central. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning < 700 sqft on a premium 43 x 66 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter
  • Efficient forced air heating via gas

Description

Turnkey Duplex Investment Opportunity - Renovated, Pre-Inspected & Income Producing!Looking for a move-in-ready investment with major upgrades already completed? This extensively renovated, pre-inspected duplex offers excellent income potential, peace of mind, and outstanding value in a desirable North Bay neighbourhood.Unit 1 is currently tenanted, generating approximately $900/month in rental income, providing immediate cash flow for investors or an excellent mortgage helper for owner-occupants.Unit 2 has been fully renovated in 2026 and features:6 spacious rooms1 modern kitchen2 full bathroomsBright and refreshed living spacesVacant and ready for your own tenant or personal occupancyMajor Recent Improvements:2024: Attic extension with additional living space and new bathroom2025: Fire safety upgrades2025: Plumbing repairs and updates2026: Complete renovation of Unit 2, including a brand-new kitchen, updated bathrooms, flooring, fixtures, and refreshed interior finishesFor added confidence, the property has been professionally pre-inspected, allowing buyers to purchase with transparency and peace of mind.Average Monthly Utility Costs (July):Enbridge Gas: $56.28North Bay Hydro (Unit 1): $85.84North Bay Hydro (Unit 2): $46.11North Bay Water: $76.79Reliance Home Comfort: $156.24Whether you're adding to your investment portfolio, house hacking, or searching for a property with strong rental potential, this duplex checks all the boxes. With extensive renovations, an existing tenant providing immediate income, a beautifully updated second unit, and a completed pre-inspection, this is a rare turnkey opportunity.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This duplex located at 517 Fisher Street, North Bay is currently for sale and has been available on SousaSells for 4 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 7 beds, 3 bathrooms, and is < 700 square feet. 517 Fisher Street, North Bay is in the Central neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 7 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Central, North Bay.

Highly Recommended for Families
What We Love About This Home
  • 7 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Central, North Bay.

Target Buyer Match

Key Features

Bedrooms
7
Bathrooms
3
Kitchens
2
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size43 × 66 Feet
CountyNipissing
Annual Tax$3,206
Legal DescriptionPT LT 335 PL 21 WIDDIFIELD AS IN NB129219; NORTH BAY ; DISTRICT OF NIPISSING

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Separate Hydro Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 517 Fisher Street, North Bay, ON

Q.What is the asking price for 517 Fisher Street, North Bay, ON ?

The current listing price for 517 Fisher Street, North Bay, ON in Central, North Bay is $399,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 3 bathrooms across approximately < 700 sqft.

Q.What property type and architectural style is 517 Fisher Street, North Bay, ON ?

517 Fisher Street, North Bay, ON is a Duplex (2-Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Separate Hydro Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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517 Fisher Street, North Bay, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 517 Fisher Street S, North Bay, ON P1B 2E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Bay.

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Interest Rate4.00%
Down Payment$119,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period30 Years
Estimated Monthly Payment$1,328Based on a loan of $279,300 over 30 years.
Purchase Price$399,000
Loan Amount$279,300
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in North Bay, ON

For a property listed at $399,000 in North Bay, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in North Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

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Central, North Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, North Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$601,013

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Central, North Bay

Elementary Schools

Mother St Bride
Public414 Second Avenue West, North Bay, Ontario, P1B 3L2
0.9
Saint-Vincent
Public124 King Street East, North Bay, Ontario, P1B 1P2
3.0
St Hubert
Public850 Lorne Avenue, North Bay, Ontario, P1B 8M2
4.1
Alliance
Public700 Stones Street, North Bay, Ontario, P1B 6C1
5.9
Saints-Anges
Public681 Chippewa Street West, North Bay, Ontario, P1B 6G8
4.3

Secondary Schools

Algonquin
Public555 Algonquin Avenue, North Bay, Ontario, P1B 4W8
3.1
St. Joseph-Scollard Hall
Catholic675 O'Brien Street, North Bay, Ontario, P1B 9R3
5.4
Chippewa
Public539 Chippewa Street West, North Bay, Ontario, P1B 6G8
5.5
Odyssée
Public480 Norman Avenue, North Bay, Ontario, P1B 0A8
6.9

Central, North Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.