31 River Street, North Kawartha, ON

$649,900
MLS#:X13525914
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of North Kawartha. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 30.47 x 46.43 ft lot
  • Features a finished with walk-out, separate entrance, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, ERV/HRV, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to this beautifully updated, move-in-ready home in the heart of North Kawartha, just a short walk to the school and all amenities. The bright open-concept main floor features a spacious kitchen and living area, three bedrooms, and a four-piece bath. The fully finished lower level offers excellent in -law potential with an additional bedroom three-piece bath, family room, bonus room ideal for an office or den, and separate laundry area. Outside, enjoy the large fenced backyard and detached two-car garage, fully insulated and ready for a heat source. With low-maintenance vinyl siding, a shingled roof, and durable vinyl plank flooring throughout, this turnkey property has been tastefully updated and is ready for its new owners to simply move in and enjoy. A fantastic opportunity for families, multi-generational living, or anyone seeking the convenience of in-town living in Apsley.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFinished with Walk-Out, Separate Entrance, Full
Lot Size30.47 × 46.43 Metres
CountyPeterborough
Annual Tax$1,887.31
Legal DescriptionLT 13 PL 4 ANSTRUTHER; NORTH KAWARTHA

Parking & Garage

Parking Spaces4.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Library, Place Of Worship, School Bus Route, School

Interior Features

Auto Garage Door Remote, ERV/HRV, Central Vacuum, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned

Security Features

Smoke Detector

Community Features

Location

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31 River Street, North Kawartha, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 31 River Street, North Kawartha, ON K0L 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Kawartha.

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Interest Rate5.25%
Down Payment$39,990 (6.2%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period25 Years
Estimated Monthly Payment$3,635Based on a loan of $609,910 over 25 years.
Purchase Price$649,900
Loan Amount$609,910
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in North Kawartha, ON

For a property listed at $649,900 in North Kawartha, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in North Kawartha (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North Kawartha, North Kawartha.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$973,235

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.