7 Finch Street, North Middlesex, ON

$599,900
MLS#:X13677318
4 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Ailsa Craig. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this well maintained two-storey home, nestled on a quiet street in the charming Village of Ailsa Craig. With 3+1 bedrooms and 2 full and 2 half bathrooms, this home offers plenty of space for a growing family. The well-designed floor plan offers comfortable living spaces, a bright and inviting two-storey front foyer, 2-piece bathroom. main level laundry, and an open concept kitchen and dining area. The second level offers a large primary bedroom with a walk-in closet. A 3-piece en-suite, 4-piece bathroom, and two additional bedrooms complete the second level. The basement offers a large family room, bedroom, office area, and a 2-piece bathroom. This spacious family home provides the perfect blend of comfort, functionality, and timeless appeal for today's family. Pride of ownership is evident throughout, with thoughtful updates including a new roof in 2024 and a new central air unit in 2022, providing peace of mind for years to come. Outside, you'll appreciate the attractive curb appeal and peaceful setting on one of Ailsa Craig's quiet streets. Don't miss this opportunity to own a well cared-for home in a welcoming community, just a short drive from London and surrounding amenities.

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Property Summary

This detached home located at 7 Finch Street, North Middlesex is currently for sale and has been available on SousaSells for 0 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 7 Finch Street, North Middlesex is in the Ailsa Craig neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Ailsa Craig, North Middlesex.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Ailsa Craig, North Middlesex.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
CountyMiddlesex
Annual Tax$4,637.44
Legal DescriptionLT 26, PL 33M309 ; MUNICIPALITY OF NORTH MIDDLESEX

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Sump Pump
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 7 Finch Street, North Middlesex, ON

Q.What is the asking price for 7 Finch Street, North Middlesex, ON ?

The current listing price for 7 Finch Street, North Middlesex, ON in Ailsa Craig, North Middlesex is $599,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 7 Finch Street, North Middlesex, ON ?

7 Finch Street, North Middlesex, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Sump Pump, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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7 Finch Street, North Middlesex, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 7 Finch Street, North Middlesex, ON N0M 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Middlesex.

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Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in North Middlesex, ON

For a property listed at $599,900 in North Middlesex, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in North Middlesex (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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Ailsa Craig, North Middlesex Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ailsa Craig, North Middlesex.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$645,488

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Ailsa Craig, North Middlesex

Elementary Schools

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Secondary Schools

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Ailsa Craig, North Middlesex Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.