520 Elma Street, North Perth, ON

$550,000
MLS#:X13575798
3 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Listowel. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60.36 x 100.2 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully renovated, move-in ready home offering the perfect blend of modern updates, functional living, and exceptional outdoor space. Situated on a generous lot with an area of the yard newly fenced (2025), this property is ideal for families, pet owners, and anyone looking to enjoy both indoor comfort and outdoor living. Inside, you'll find bright, open living spaces filled with natural light from the home's large updated windows. The stunning custom kitchen is thoughtfully designed with quality cabinetry, ample storage, and plenty of workspace, making it the heart of the home. A renovated laundry room (2024) features custom cabinetry, newer appliances and an additional storage under laundry room with outside access, adding convenience to everyday living. The home offers two separate main entrances-a welcoming front entrance leading into the formal living room and a practical mudroom entrance, fully renovated in 2023, providing the perfect everyday family entry. The flexible floor plan also offers the potential for a main-floor bedroom with its own separate entrance. Step outside to enjoy a spacious backyard featuring a garden, large storage shed and a fenced area ideal for children and pets. Beside the property is a large neighbouring vacant township-owned green space, creating an open feel and providing easy access just steps away to a beautiful walking and biking trail. Additional updates include a high-efficiency gas furnace (2023), renovated mudroom and laundry room roofs (2024), updated front entrance decks (2025), updated plumbing and electrical, and updated windows. Conveniently located close to schools, the library, shopping, parks, and recreational trails, this thoughtfully updated home offers turnkey living in a family-friendly neighbourhood with the perfect balance of comfort, functionality, and outdoor enjoyment.

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Property Summary

This detached home located at 520 Elma Street, North Perth is currently for sale and has been available on SousaSells for 1 day. This property is listed at $550,000 with an estimated mortgage of $1,831* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 520 Elma Street, North Perth is in the Listowel neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone
BasementPartial Basement, Unfinished
Lot Size60.36 × 100.2 Feet
CountyPerth
Annual Tax$1,933
Legal DescriptionLOT 13 S/S ELMA ST , PLAN 165 , SAVE AND EXCEPT PART 2, 44R3472 ; NORTH PERTH

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park, School

Interior Features

Water Heater Owned, Workbench

Security Features

Community Features

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Location

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520 Elma Street, North Perth, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 520 Elma Street W, North Perth, ON N4W 1W3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in North Perth.

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Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $385,000 over 30 years.
Purchase Price$550,000
Loan Amount$385,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in North Perth, ON

For a property listed at $550,000 in North Perth, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in North Perth (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Listowel, North Perth.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$685,443

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.