45 ALBERT Street, Orillia, ON

$499,999
MLS#:S13551244
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Other detached located in the coveted neighborhood of Orillia. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 25 x 109.85 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

WOW! That's the first impression you'll have when you step inside this beautifully maintained home, where timeless character blends seamlessly with modern updates. Original hardwood floors shine throughout, complemented by durable bamboo flooring in the kitchen-offering style, warmth, and easy maintenance with no carpeting.Located on a quiet, established street, you're just a short walk to downtown Orillia's charming cafés, unique shops, local restaurants, banks, pharmacies, the beautiful waterfront, and Soldiers' Memorial Hospital. This unbeatable location is perfect for first-time buyers, families, retirees, or investors.Featuring 3 bedrooms with the potential for a 4th main-floor bedroom by converting the family room, this home offers flexibility to suit your lifestyle. Whether you're looking for a place to call home or an investment opportunity, this property delivers.The private backyard is your own peaceful retreat, complete with a beautiful patio and gazebo-ideal for relaxing or entertaining. There's also the potential to create parking for two vehicles.Enjoy peace of mind with numerous updates completed over the past four years, including the patio and gazebo, front and back decks, front and back doors, living room window, kitchen countertop, sink, range hood, lighting, appliances, upstairs bathroom vanity, recreation room support beam, basement plumbing, and a new water service line from the house to the street.Affordable utility costs make ownership even more attractive: hydro averages $60-$125/month, gas is approximately $92/month on equal billing, and water/sewer averages $190/quarter.Character, location, updates, and value-this move-in-ready home offers it all. Don't miss your opportunity to own a charming home in one of Orillia's most walkable and desirable neighbourhoods. Book your private showing today!

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Property Summary

This detached home located at 45 ALBERT Street, Orillia is currently for sale and has been available on SousaSells for 2 days. This property is listed at $499,999 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 45 ALBERT Street, Orillia is in the Orillia neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleOther
ConstructionBrick
BasementUnfinished
Lot Size25 × 109.85 Feet
CountySimcoe
Annual Tax$2,585.09
Legal DescriptionPT LT 6 N/S NOTTAWASAGA ST PL 137 ORILLIA PT 1 & 2, 51R10138 S/T & T/W RO1430984; ORILLIA (PIN 586500323)

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

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Location

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45 ALBERT Street, Orillia, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 ALBERT Street N, Orillia, ON L3V 5K3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Orillia.

Configure Loan Settings

Interest Rate4.00%
Down Payment$150,000 (30.0%)
* Minimum Canadian down payment required for this price is $25,000.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,999 over 30 years.
Purchase Price$499,999
Loan Amount$349,999
Provincial Land Transfer Tax:$6,475
Total Estimated Closing Taxes:$6,475

About Purchasing a Home in Orillia, ON

For a property listed at $499,999 in Orillia, the legal minimum down payment is $25,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,475 for this transaction. As this listing is in Orillia (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Orillia, Orillia.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$747,308

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Lions Oval
Public25 Brant Street West, Orillia, Ontario, L3V 3N6
4.2
Harriett Todd
Public11 George Street, Orillia, Ontario, L3V 2V1
5.8
Orchard Park
Public24 Calverley Street, Orillia, Ontario, L3V 3T4
4.5
Monsignor Lee
Public14 Fittons Road East, Orillia, Ontario, L3V 2H9
5.6
Regent Park
Public485 Regent Street, Orillia, Ontario, L3V 4E2
3.9

Secondary Schools

Orillia
Public250 Collegiate Drive, Orillia, Ontario, L3V 7S5
5.5
Twin Lakes
Public381 Birch Street, Orillia, Ontario, L3V 2P5
4.9
Patrick Fogarty
Public15 Commerce Road, Orillia, Ontario, L3V 0Z2
4.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.