
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Discover the charm and versatility of this full-brick detached 2-storey home, ideally located just minutes from downtown Oshawa in the desirable O'Neill neighbourhood. Thoughtfully designed for comfort, convenience, and flexibility, this residence is an excellent opportunity for families, investors, and multi-generational living. Step inside to a bright and welcoming main level featuring a spacious open-concept living and dining area with hardwood flooring, a functional kitchen, and a sun-filled ceramic-tiled sunroom overlooking the backyard. The upper level offers three well-appointed bedrooms, each with warm hardwood floors and ample natural light. A major highlight of this property is the separate-entrance 2-bedroom basement apartment, complete with its own kitchen, full bathroom, and private living space - perfect for extended family, students, or rental income potential. Situated on a deep 29.89 132 ft lot, this home is surrounded by a peaceful, walkable community close to parks, schools, and everyday amenities. Enjoy quick access to Oshawa Centre, dining, transit, and major highways including Hwy 401 and 407, with GO Transit nearby for effortless commuting. Its proximity to Ontario Tech University adds even more appeal for investors and families alike. With solid construction, a versatile layout, and an unbeatable location, this home offers exceptional value and opportunity.
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This detached home located at 111 Elgin Street, Oshawa is currently for sale and has been available on SousaSells for 1 day. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 5 beds, 4 bathrooms, and is 1100-1500 square feet. 111 Elgin Street, Oshawa is in the O'Neill neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in O'Neill, Oshawa.
Growing families needing multi-bedroom flexibility and space in O'Neill, Oshawa.
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The current listing price for 111 Elgin Street, Oshawa, ON in O'Neill, Oshawa is $599,000.
This property features 5 bedrooms and 4 bathrooms across approximately 1100-1500 sqft.
111 Elgin Street, Oshawa, ON is a Detached (2-Storey) featuring a Apartment, Separate Entrance basement.
Key property features include: Hospital, Public Transit.
Interior highlights include: Water Heater.
Yes, this property offers parking space for 2.0 vehicles (None).
Heating is provided via Gas and cooling via Central Air.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 111 Elgin Street W, Oshawa, ON L1G 1S5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.
About Purchasing a Home in Oshawa, ON
For a property listed at $599,000 in Oshawa, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.