21 Prospect Street, Parry Sound, ON

$439,999
MLS#:X12873360
1 beds
1 baths
0-499 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Parry Sound. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $439,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 0-499 sqft
  • 1.0 total parking spaces available
  • Notable attributes: None
  • Efficient baseboard heating via electric

Description

Enjoy breathtaking Georgian Bay sunsets from this charming main-floor one-bedroom condo with a private balcony overlooking the water. Located in a sought-after neighbourhood just steps from the beach, boat launch, and scenic fitness trail, this home offers a relaxed lifestyle surrounded by nature. The unit features high ceilings and a bright open-concept layout with tasteful finishes throughout. Recent updates include new flooring, a modern kitchen with quality appliances and built-in dishwasher, and an updated 4-piece bathroom. The space has been meticulously maintained and is completely move-in ready. Ideal for first-time buyers, retirees, snowbirds, or anyone looking for a peaceful cottage-style getaway. Launch your kayak into Georgian Bay and enjoy everything the area has to offer. The monthly condo fee of $431.49 covers water and sewer, common area maintenance, snow cottage removal, one parking space, and a storage unit. The building's laundry room includes new Maytag washer and dryer. Conveniently located near local shops, restaurants, schools, and the Stockey Centre for the Performing Arts, with easy highway access to the GTA. Discover the beauty and tranquility of Georgian Bay living.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
0-499 sqft
Property Type
Residential Condo & Other

Additional Details

StatusTerminated
Listed Date3/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyParry Sound
Annual Tax$2,400

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Beach, Hospital, Lake/Pond, Place Of Worship, Waterfront

Interior Features

None

Security Features

Community Features

Location

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21 Prospect Street, Parry Sound, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Prospect Street 4, Parry Sound, ON P2A 2B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Parry Sound.

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Interest Rate5.25%
Down Payment$22,000 (5.0%)
* Minimum Canadian down payment required for this price is $22,000.
Amortization Period25 Years
Estimated Monthly Payment$2,491Based on a loan of $417,999 over 25 years.
Purchase Price$439,999
Loan Amount$417,999
Provincial Land Transfer Tax:$5,275
Total Estimated Closing Taxes:$5,275

About Purchasing a Home in Parry Sound, ON

For a property listed at $439,999 in Parry Sound, the legal minimum down payment is $22,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,275 for this transaction. As this listing is in Parry Sound (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,275.

Nearby Listings

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No current listings found in Parry Sound.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Parry Sound, Parry Sound.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$610,693

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.