1323 Effingham Street, Pelham, ON

$2,599,900
MLS#:X13571402
5 beds
6 baths
3500-5000 sqft
18.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 662 - Fonthill. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $2,599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 6 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 172 x 305.4 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 18.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Generator - Full, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Today is your lucky day - your favourite Ridgeville Manor is available! Welcome to 1323 Effingham St. This custom built 5 bedroom, 6 bathroom home rests on 1.49 gorgeous acres and offers a level of serenity that is truly hard to come by. From the moment you arrive you will love being surrounded by meticulously landscaped gardens that perfectly frame the stone, stucco and red brick home. Step inside and be greeted by a grand staircase and vaulted ceilings, a refined office space & sitting room, a jaw dropping great room with a custom gas fireplace & tremendous glass doors leading out to the rear deck, a one of a kind kitchen with a copper topped island, butler's pantry, mud/laundry room and 2 bathrooms. The main floor primary bedroom retreat offers a stunning ensuite bathroom, beautiful walk in closet and a separate door leading to the rear yard. The second level of the home is comprised of 3 bedrooms (each with their own private ensuite) and another full laundry room. A fifth bedroom is available in the basement. Two garages (and a drive shed) make it easy to park inside and still have plenty of room for passion projects. The exterior of the property is equally as impressive as the inside - extensive garden beds (including a vegetable garden) surround the large deck that overlooks the pond with waterfall and the unbelievable indoor/outdoor living room (with fireplace) that is affectionately known as the cottage. Enjoy a short stroll up to Nature's Corner, the Ridgeville shops and Sons & Daughter's Winery. Golfers take note: Lookout Golf and Country Club & The Hawk are only a few minutes away. Easy access to the QEW via nearby Highway 20 and Victoria Ave. If one of a kind is what you are after, look no further, 1323 Effingham has everything you need.

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Property Summary

This detached home located at 1323 Effingham Street, Pelham is currently for sale and has been available on SousaSells for 2 days. This property is listed at $2,599,900 with an estimated mortgage of $8,654* per month. It has 5 beds, 6 bathrooms, and is 3500-5000 square feet. 1323 Effingham Street, Pelham is in the 662 - Fonthill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
6
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stucco (Plaster)
BasementPartially Finished, Full
Lot Size172 × 305.4 Feet
CountyNiagara
Annual Tax$16,542.32
Legal DescriptionPT LT 5 CON 8 PELHAM PT 1 59R10519; PELHAM

Parking & Garage

Parking Spaces18.0
Garage Spaces15
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Library, Park, Place Of Worship

Interior Features

Auto Garage Door Remote, Generator - Full, On Demand Water Heater, Primary Bedroom - Main Floor, Central Vacuum

Security Features

Community Features

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Location

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1323 Effingham Street, Pelham, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1323 Effingham Street, Pelham, ON L0S 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pelham.

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Interest Rate4.00%
Down Payment$779,970 (30.0%)
* Minimum Canadian down payment required for this price is $519,980.
Amortization Period30 Years
Estimated Monthly Payment$8,654Based on a loan of $1,819,930 over 30 years.
Purchase Price$2,599,900
Loan Amount$1,819,930
Provincial Land Transfer Tax:$51,473
Total Estimated Closing Taxes:$51,473

About Purchasing a Home in Pelham, ON

For a property listed at $2,599,900 in Pelham, the legal minimum down payment is $519,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $51,473 for this transaction. As this listing is in Pelham (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $51,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 662 - Fonthill, Pelham.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$993,805

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.