274 Ridout Street, Port Hope, ON

$549,900
MLS#:X13537344
3 beds
1 baths
1500-2000 sqft
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a spacious lot (Feet)
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: Carpet Free, Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Enjoy low-maintenance living just a short walk from historic downtown Port Hope in this charming townhouse filled with character and thoughtful updates. High ceilings on both levels create a bright, spacious atmosphere, while original wood trim and a carpet-free layout add timeless appeal throughout the home. The sunny living room, accented by crown moulding, flows seamlessly into the spacious dining room, offering ample space for family gatherings and entertaining. The well-appointed kitchen is filled with natural light and features ceiling-height cabinetry, a centre island with breakfast bar, stainless steel appliances, and a walkout. Convenient main-level laundry with access to the mudroom and additional storage completes the main floor. Upstairs, you'll find three bright and airy bedrooms along with a beautifully updated full bathroom. A unique converted coal furnace provides dependable heat without requiring hydro, offering valuable peace of mind during power outages. Outside, enjoy a fenced deck that leads to a private patio, perfect for relaxing with minimal outdoor maintenance required. Ideally situated just moments from shopping, restaurants, and the vibrant downtown core, this home also offers quick access to Highway 401 for an easy commute.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
CountyNorthumberland
Annual Tax$4,338.32
Legal DescriptionPT LT 8 N/S RIDOUT ST, 9 N/S RIDOUT ST PL 1 RIDOUT PORT HOPE T/W NC311903; PORT HOPE

Parking & Garage

Parking Spaces0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Library, Rec./Commun.Centre, Fenced Yard

Interior Features

Carpet Free, Other

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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274 Ridout Street, Port Hope, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 274 Ridout Street, Port Hope, ON L1A 1P5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Hope.

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Interest Rate5.25%
Down Payment$29,990 (5.5%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period25 Years
Estimated Monthly Payment$3,098Based on a loan of $519,910 over 25 years.
Purchase Price$549,900
Loan Amount$519,910
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Port Hope, ON

For a property listed at $549,900 in Port Hope, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Nearby Listings

Distance:

No current listings found in Port Hope.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Hope, Port Hope.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$786,570

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Beatrice Strong
Public90 Rose Glen Road North, Port Hope, Ontario, L1A 3V6
4.7

Secondary Schools

Port Hope
Public130 Highland Drive, Port Hope, Ontario, L1A 2A3
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.