40 Smith Street, Port Hope, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 45.06 x 149.92 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Other
- equipped with window unit(s) central cooling and highly efficient forced air heating via gas
Description
Steps from historic downtown Port Hope, 40 Smith Street offers charm, comfort, and an incredible opportunity to enter the market or downsize in a desirable location. Situated on a large, fully fenced corner lot, this inviting 2-bedroom, 1-bathroom home is filled with warmth and natural light. The welcoming front porch leads into a bright sunroom, perfect for enjoying a peaceful morning coffee or functioning as a practical mudroom. Inside, you'll immediately feel at home as the spacious living room and eat-in kitchen are both filled with natural light, creating an inviting space for everyday living and entertaining. Upstairs, you'll find two generously sized bedrooms, with the larger bedroom having enough space to comfortably accommodate a home office, sitting area, or fitness space in addition to functioning as a bedroom. The large 4-piece bathroom on this level provides convenience for busy mornings and relaxing evening routines. The unfinished basement offers excellent storage and future potential for additional space tailored to your needs. What truly sets this home apart is the outdoor space. Positioned on a corner lot, the property enjoys a sunny southwest-facing backyard, ideal for soaking up the sun, gardening, or hosting family and friends during the warmer months ahead.
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Property Summary
This detached home located at 40 Smith Street, Port Hope is currently for sale and has been available on SousaSells for 1 day. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 40 Smith Street, Port Hope is in the Port Hope neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Port Hope, Port Hope.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-1100 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Other
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 40 Smith Street, Port Hope, ON
Q.What is the asking price for 40 Smith Street, Port Hope, ON ?
The current listing price for 40 Smith Street, Port Hope, ON in Port Hope, Port Hope is $499,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
Q.What property type and architectural style is 40 Smith Street, Port Hope, ON ?
40 Smith Street, Port Hope, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Window Unit(s).
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Data-driven valuation for 40 Smith Street, Port Hope, ON L1A 3A4
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Port Hope, ON
For a property listed at $499,900 in Port Hope, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.