3686 Portage Bay Road, Ramara, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 4 Bathrooms with 2 functional kitchens
- Generous living space spanning 3500-5000 sqft on a premium 104.71 x 136 ft lot
- Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Bar Fridge, In-Law Capability, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via propane
Description
COVETED PORTAGE BAY WATERFRONT ESTATE WITH 104 FT OF SANDY SHORELINE & 6,700+ SQ FT! Set along over 104 ft of northwest-facing shoreline in coveted Portage Bay, this Lake Couchiching residence pairs expansive open-water views with a sandy beach, boathouse, newer docks (2021) and a spectacular multi-tiered lakeside balcony with glass railings overlooking the water. Over 6,700 finished square feet is thoughtfully arranged around the waterfront setting, with multiple walkouts and lake views featured throughout the home. Hardwood flooring, soaring ceilings, crown moulding, detailed wood trim, wood doors and pot lights add architectural character. The grand living room draws the eye to the lake through floor-to-ceiling windows and a double garden door walkout to the elevated balcony, while the breakfast area opens to the same glass-railed outdoor retreat. Extensive wood cabinetry, a large centre island, pantry storage, tile backsplash and double sink anchor the kitchen, while the connected family room with a wood-burning fireplace offers a natural gathering place after a day on the water. A formal dining room and wet bar with a bar fridge provide an ideal setting for entertaining. The main level features three bedrooms plus an office, including a spacious primary bedroom with a walk-in closet and a 6-piece ensuite with dual vanities, a private water closet with sink, a soaker tub and separate shower, while two additional bedrooms share an ensuite. The finished walkout lower level offers in-law potential with a kitchen, rec room with fireplace, games room, two bedrooms, full bathroom, storage and direct outdoor access. Updated windows (2021), an updated propane furnace, manicured grounds, interlock walkways and driveway, and an attached double-car garage complete this exceptional #HomeToStay. Located just minutes from Casino Rama, marinas, parks, beaches and local amenities, with Orillia only 15 minutes away.
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Property Summary
This detached home located at 3686 Portage Bay Road, Ramara is currently for sale and has been available on SousaSells for 6 days. This property is listed at $1,699,000 with an estimated mortgage of $5,655* per month. It has 5 beds, 4 bathrooms, and is 3500-5000 square feet. 3686 Portage Bay Road, Ramara is in the Rural Ramara neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Rural Ramara, Ramara.
- •5 spacious bedroom layout offering versatile living space
- •4 well-appointed bathrooms
- •3500-5000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Rural Ramara, Ramara.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Lake/Pond
- Marina
- Other
- Waterfront
Interior Features
- Bar Fridge
- In-Law Capability
- Primary Bedroom - Main Floor
- Sewage Pump
- Sump Pump
- Water Heater Owned
- Water Treatment
- Workbench
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 3686 Portage Bay Road, Ramara, ON
Q.What is the asking price for 3686 Portage Bay Road, Ramara, ON ?
The current listing price for 3686 Portage Bay Road, Ramara, ON in Rural Ramara, Ramara is $1,699,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 4 bathrooms across approximately 3500-5000 sqft.
Q.What property type and architectural style is 3686 Portage Bay Road, Ramara, ON ?
3686 Portage Bay Road, Ramara, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.
Q.What key property features does 3686 Portage Bay Road, Ramara, ON offer?
Key property features include: Beach, Lake/Pond, Marina, Other, Waterfront.
Q.What interior features are included in this home?
Interior highlights include: Bar Fridge, In-Law Capability, Primary Bedroom - Main Floor, Sewage Pump, Sump Pump, Water Heater Owned, Water Treatment, Workbench.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Propane and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 3686 Portage Bay Road, Ramara, ON L0K 2B0
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Ramara, ON
For a property listed at $1,699,000 in Ramara, the legal minimum down payment is $339,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $30,455 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $30,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.