40 South Island Trail, Ramara, ON

$2,290,000
MLS#:S13564130
4 beds
5 baths
3500-5000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $2,290,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 5 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 168 x 208 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Countertop Range
  • equipped with central air central cooling and highly efficient other heating via ground source

Description

Experience Extraordinary Waterfront Living in this One-Of-A-Kind Custom Estate, Where Timeless Craftsmanship meets Today's Luxury Lifestyle. Designed for Grand Entertaining & Relaxed Everyday Living, this Exceptional Residence Blends Architectural Beauty, Comfort, & Recreation in a Truly Unforgettable Setting. Soaring Cathedral Ceilings, Expansive Skylights, & Striking Posts-&-Beams Create an Impressive Sense of Space, While the Design Showcases Breathtaking Waterfront Views. The Gourmet Kitchen Features Premium Gas Cooking, Commercial-Grade Ventilation, a Built-In Wine Fridge, & Generous Seating. A Primary Retreat with a Fireplace , Juliet Balcony, & Spa-Inspired Ensuite, Additional Bedrooms & a Beautifully Appointed Guest Suite with Private Entrance, Fireplace, Wet Bar, & Full Bath Provide Exceptional Comfort for Family and Guests. A True Showpiece is the Spectacular Custom-Built Pub with its Own Private Entrance, Barn-Board Finishes, Full Bar, Dual Keg Draft System, & Seamless Access to the Outdoor Entertaining Spaces-Creating the Ultimate Venue for Year-Round Celebrations. A Dedicated Home Movie Room Completes the Entertainment Experience. Outside, Enjoy Your Own Private Waterfront Resort Featuring an Impressive 185-foot Four-Tier Deck, Cali Spa Hot Tub, Pergola with Gas Fire Pit, Beautifully Landscaped Grounds, Irrigation, & Flagstone Walkways, All Designed to Embrace the Waterfront Lifestyle. Built with Exceptional Quality & Efficiency, this Remarkable Home also Offers Geothermal Heating / Cooling, a Durable Metal Roof, Multiple Fireplaces, Advanced Smart-Home Security, a Heated & Cooled Garage, & Extensive Audio-Visual Systems Throughout. More than a Luxury Home, this is a Rare Waterfront Destination Offering an Unmatched Lifestyle Where Every Day Feels like a Private Retreat, 'Start Living lakeside Today' 1.5Hr North TO. 20 MIN Casino Rama. Lagoon City; Grand Harbour Marina 2026, LCCA Community Centre, The Mews, LCYC. Ramara Township Walking & Bike Trails

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Property Summary

This detached home located at 40 South Island Trail, Ramara is currently for sale and has been available on SousaSells for 4 days. This property is listed at $2,290,000 with an estimated mortgage of $7,623* per month. It has 4 beds, 5 bathrooms, and is 3500-5000 square feet. 40 South Island Trail, Ramara is in the Rural Ramara neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
5
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementCrawl Space
Lot Size168 × 208 Feet
CountySimcoe
Annual Tax$6,735.88
Legal DescriptionPLAN M28 LOT 337

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGround Source
Heat TypeOther
CoolingCentral Air

Features

Property Features

Clear View, Cul de Sac/Dead End, Lake Access, Rec./Commun.Centre, School Bus Route, Waterfront

Interior Features

Auto Garage Door Remote, Bar Fridge, Countertop Range, In-Law Suite, Propane Tank, Sauna, Separate Heating Controls, Separate Hydro Meter, Storage, Upgraded Insulation, Central Vacuum, In-Law Capability, Water Heater Owned

Security Features

Alarm System, Monitored, Carbon Monoxide Detectors, Security System, Smoke Detector

Community Features

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Location

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40 South Island Trail, Ramara, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 South Island Trail, Ramara, ON L0K 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

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Interest Rate4.00%
Down Payment$687,000 (30.0%)
* Minimum Canadian down payment required for this price is $458,000.
Amortization Period30 Years
Estimated Monthly Payment$7,623Based on a loan of $1,603,000 over 30 years.
Purchase Price$2,290,000
Loan Amount$1,603,000
Provincial Land Transfer Tax:$43,725
Total Estimated Closing Taxes:$43,725

About Purchasing a Home in Ramara, ON

For a property listed at $2,290,000 in Ramara, the legal minimum down payment is $458,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $43,725 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $43,725.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ramara, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$860,615

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Uptergrove
Public4833 Muley Point Road, Ramara Township, Ontario, L3V 8C3
4.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.