4464 Plum Point Road, Ramara, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 35 x 193.76 ft lot
- 3.0 total parking spaces available
- Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
- equipped with window unit(s) central cooling and highly efficient baseboard heating via electric
Description
Welcome to this direct lakefront, cute and cozy, beautifully maintained three-season cottage located in highly sought-after McPhee Bay on Lake Simcoe. This charming bungalow is situated on a concrete slab foundation and features a classic wood exterior and is on an impressive 193 foot lot. The property boasts an easy-access, sandy-bottom, shallow-entry waterfront with million-dollar lake views. The cottage comes well-equipped including all furniture and ready for you to enjoy, offering three comfortable bedrooms, a three-piece washroom, and a living room featuring a cozy electric fireplace. Recent renovations complement the home, including a beautifully updated kitchen and pot-lit ceiling in living room. For outdoor living and entertaining, it features a large two-tiered entertainer's deck, aluminum dock with wood inserts, garden shed and an additional large shed for your toys. Other property details include electric baseboard heating, a high dry concrete slab crawl space and a private driveway. Easily accessible year-round, you are located only minutes away from Casino Rama Entertainment, Orillia, golf courses, bike and snowmobile trails. Don't hesitate and enjoy the rest of the summer!
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This detached home located at 4464 Plum Point Road, Ramara is currently for sale and has been available on SousaSells for 2 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 4464 Plum Point Road, Ramara is in the Rural Ramara neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Clear View, Lake/Pond, Level, School, Waterfront, Golf
Interior Features
Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 4464 Plum Point Road, Ramara, ON L0K 2B0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.
Configure Loan Settings
About Purchasing a Home in Ramara, ON
For a property listed at $699,900 in Ramara, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ramara, Ramara.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.