9 Ridge Avenue, Ramara, ON

$399,649
MLS#:S13528118
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,649 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 50 x 100 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Charming & Cozy Two Bedroom Home or Recreational Retreat Just Steps to Sandy Beach on Lake Simcoe Offering Great Boating and Fishing. This Affordable Property Offers The Perfect Opportunity for Year Round Living or Investment Property Located in One of Ramara's Desirable Beachside Community. Enjoy Bright Functional Kitchen With Walkout to Sunny Deck, Storage Loft with Fold Down Stairs, Two Wood Stoves, Municipal Water and Easy Access to Swimming, Kayaking, Paddleboarding, Nearby Waterfront Boat Launch and Spectacular Sunsets. The Area is Well Known for it's Excellent Recreational Opportunities Throughout Every Season. Enjoy Nearby Restaurants, Full Service Marina, Tennis/Pickleball Courts and World Class Entertainment at Casino Rama. Convenient Access to Brechin/Orillia and The GTA. Whether You're Searching For Your First Cottage, a Peaceful Retreat or Affordable Home Near the Water, This Home Offers Good Value In A Highly Desirable Lake Simcoe Location. This Friendly Lakeside Community Provides An Exceptional Balance of Recreational and Peaceful Living.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size50 × 100 Feet
CountySimcoe
Annual Tax$1,441.63
Legal DescriptionLot 12 Plan 143 Mara, Ramara

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

Beach, Lake Access, Lake/Pond, Marina, Park, Rec./Commun.Centre

Interior Features

Primary Bedroom - Main Floor

Security Features

Smoke Detector

Community Features

Location

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9 Ridge Avenue, Ramara, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 9 Ridge Avenue, Ramara, ON L0K 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

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Interest Rate5.25%
Down Payment$19,982 (5.0%)
* Minimum Canadian down payment required for this price is $19,982.
Amortization Period25 Years
Estimated Monthly Payment$2,263Based on a loan of $379,667 over 25 years.
Purchase Price$399,649
Loan Amount$379,667
Provincial Land Transfer Tax:$4,470
Total Estimated Closing Taxes:$4,470

About Purchasing a Home in Ramara, ON

For a property listed at $399,649 in Ramara, the legal minimum down payment is $19,982 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,470 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,470.

Nearby Listings

Distance:

No current listings found in Ramara.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ramara, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$827,377

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Uptergrove
Public4833 Muley Point Road, Ramara Township, Ontario, L3V 8C3
4.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.