97 Mill Street, Unit 1, Russell, ON

$375,000
MLS#:X13575164
1 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of 601 - Village of Russell. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $375,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage Area Lockers
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Welcome to effortless, stair-free living in the heart of Russell! This bright and inviting main-floor, open-concept condo offers the perfect blend of comfort, privacy, and convenience. Featuring a spacious one-bedroom layout, the generous living room is highlighted by a cozy fireplace-creating the perfect space to relax or entertain. The well-designed kitchen offers abundant cabinetry and plenty of counter space, making everyday living both practical and enjoyable. Enjoy the comfort of numerous recent updates, including a new heat pump (2026) providing efficient heating and air conditioning, and a complete interior repaint, including the walls, ceilings, and kitchen cabinetry, giving the home a fresh, modern feel. Offering the convenience of no stairs and a private setting, this low-maintenance condo is ideal for first-time buyers, downsizers, or anyone seeking easy, carefree living. Perfectly situated on the banks of the picturesque Castor River, this well-maintained building offers a peaceful setting where you can enjoy the beauty of nature while remaining in the centre of the Village of Russell. Walk to local shops, restaurants, parks, the New York Central Fitness Trail, the library, medical services, and all of the community's everyday amenities. Whether you're looking to simplify your lifestyle or invest in a fantastic location, this condo offers an exceptional opportunity to enjoy comfort, convenience, and the charm of village living. Come experience everything Russell has to offer!

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Property Summary

This condo apartment located at 97 Mill Street, Russell is currently for sale and has been available on SousaSells for 4 days. This property is listed at $375,000 with an estimated mortgage of $1,248* per month. It has 1 bed, 1 bathroom, and is 800-899 square feet. 97 Mill Street, Russell is in the 601 - Village of Russell neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyPrescott and Russell
Annual Tax$2,075

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, Waterfront

Interior Features

Primary Bedroom - Main Floor, Storage Area Lockers

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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97 Mill Street, Unit 1, Russell, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 97 Mill Street 2A, Russell, ON K4R 1B8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Russell.

Configure Loan Settings

Interest Rate4.00%
Down Payment$112,500 (30.0%)
* Minimum Canadian down payment required for this price is $18,750.
Amortization Period30 Years
Estimated Monthly Payment$1,248Based on a loan of $262,500 over 30 years.
Purchase Price$375,000
Loan Amount$262,500
Provincial Land Transfer Tax:$4,100
Total Estimated Closing Taxes:$4,100

About Purchasing a Home in Russell, ON

For a property listed at $375,000 in Russell, the legal minimum down payment is $18,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,100 for this transaction. As this listing is in Russell (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,100.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 601 - Village of Russell, Russell.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$738,721

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Mother Teresa
Public1035 Concession Street, Russell, Ontario, K4R 1G7
7.5
Saint-Joseph
Public1008 North Russell Road, Russell, Ontario, K4R 1C8
5.1
Russell
Public982 North Russell Road, Russell, Ontario, K4R 1C8
5.1

Secondary Schools

St. Thomas Aquinas
Catholic1211 South Russell Road, Russell, Ontario, K4R 1E5
6.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.