243 Island Street, Saugeen Shores, ON

$649,900
MLS#:X13640466
5 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
243 Island Street, Saugeen Shores, ON N0H 2L0

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 58 x 139.5 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Primary Bedroom - Main Floor, ERV/HRV
  • Efficient forced air heating via gas

Description

Quality craftsmanship, a prime Southampton location, and a lifestyle centered around the water. Built in 2007 by Quality Built Homes and lovingly cared for by the original owners, this exceptional property offers the perfect balance of comfort, functionality, and timeless design. Situated on one of Southampton's hidden gems, this quiet, peaceful street is the kind you only discover if you live there. Surrounded by wonderful neighbours and just an easy walk to water access. Designed with gathering in mind, the thoughtful floor plan provides inviting spaces for family and friends while allowing everyone room to relax. The grand living room is highlighted by soaring vaulted ceilings and an abundance of south-facing windows that fill the home with natural light throughout the day. The main floor features a spacious primary bedroom, a full bathroom, and an open-concept living area that flows seamlessly to the outdoors. Upstairs, the loft overlooks the impressive living space and leads to a second bedroom, another full bathroom, and a private covered balcony. The perfect place to unwind and enjoy evening sunsets. The finished lower level offers oversized windows, a generous third bedroom, and a spacious recreation room that's ideal for family movie nights, grandchildren, or overflow guests. Outdoor living is equally impressive with an expansive wrap-around deck designed for summer dinners and entertaining, while the covered front porch provides the perfect spot to enjoy your morning coffee or an afternoon with a good book. Thoughtfully maintained with important updates including a new roof (2021) and forced-air furnace, this home offers peace of mind along with exceptional quality. This is a place where life slows down, neighbours become lifelong friends, and the best memories are made walking to the beach, watching the sunset, and enjoying everything that makes Southampton one of Ontario's most cherished waterfront communities.

Upcoming Open Houses

Saturday, August 8, 202611:30 AM - 1:30 PMPublic
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Property Summary

This detached home located at 243 Island Street, Saugeen Shores is currently for sale and has been available on SousaSells for 2 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 243 Island Street, Saugeen Shores is in the Saugeen Shores neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Saugeen Shores, Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFull, Finished
Lot Size58 × 139.5 Feet
CountyBruce
Annual Tax$5,160
Legal DescriptionPCL 14-1 SEC M61; LT 14 PL M61 TOWN OF SAUGEEN SHORES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Beach
  • Cul de Sac/Dead End
  • Hospital
  • Lake Access
  • Park
  • Wooded/Treed

Interior Features

  • Water Heater Owned
  • Primary Bedroom - Main Floor
  • ERV/HRV
  • Carpet Free

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 243 Island Street, Saugeen Shores, ON

Q.What is the asking price for 243 Island Street, Saugeen Shores, ON ?

The current listing price for 243 Island Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 243 Island Street, Saugeen Shores, ON ?

243 Island Street, Saugeen Shores, ON is a Detached (1 1/2 Storey) featuring a Full, Finished basement.

Q.What key property features does 243 Island Street, Saugeen Shores, ON offer?

Key property features include: Beach, Cul de Sac/Dead End, Hospital, Lake Access, Park, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Primary Bedroom - Main Floor, ERV/HRV, Carpet Free.

Q.What security features are installed at 243 Island Street, Saugeen Shores, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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243 Island Street, Saugeen Shores, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 243 Island Street, Saugeen Shores, ON N0H 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $649,900 in Saugeen Shores, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,584

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.