27 Lower Lane, Seguin, ON

$649,000
MLS#:X13558352
3 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Seguin. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 344.49 x 241.61 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Other
  • Efficient baseboard heating via electric

Description

Discover the timeless appeal of waterfront living on one of the Parry Sound area's most desirable lakes. Set on 2.1 acres with nearly 345' of pristine shoreline, this exceptional Otter Lake property offers an increasingly rare combination of privacy, gentle topography & crystal-clear, spring-fed waters. Tucked away in a peaceful, sheltered bay, the setting is ideal for swimming, paddling, fishing & creating lasting family memories. Surrounded by mature trees, the charming 3-bedroom side-split cottage blends seamlessly with its natural surroundings. Inside, warm wood-lined cathedral ceilings, a cozy wood-burning stove & a dramatic wall of windows create an inviting gathering space filled with natural light & panoramic lake views. The kitchen features a large picture window overlooking the property, making meal preparation a pleasure before dining on the spacious lakeside deck as the sun reflects across the water. Outside, the level waterfront is perfectly suited for all ages, complete with a natural sand shoreline, a lakeside fire pit & an extensive dock system ready to accommodate your boating lifestyle. Whether you're enjoying quiet mornings with a coffee on the dock or entertaining family & friends throughout the summer, this property embraces everything that makes cottage life so special. Significant recent improvements provide peace of mind, including a professionally reinforced foundation with newly installed steel mesh, fresh parging, new footings, support posts and beam, along with a freshly painted exterior, allowing you to simply arrive and enjoy while adding your own personal vision over time. A 2nd driveway off Lower Lane for future bunkie/garage. Located minutes from Parry Sound w/ access to shopping, restaurants, the regional hospital, marinas, golf courses & Hwy 400, making weekend escapes or year-round enjoyment effortless. Offering exceptional privacy, outstanding waterfront & tremendous potential, rare opportunity to secure your place on Otter Lake.

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Property Summary

This detached home located at 27 Lower Lane, Seguin is currently for sale and has been available on SousaSells for 3 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 27 Lower Lane, Seguin is in the Seguin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionStone, Vinyl Siding
BasementNone
Lot Size344.49 × 241.61 Feet
CountyParry Sound
Annual Tax$1,851.04
Legal DescriptionFIRSTLY: LOT 14 PLAN M220; T/W PART 1 42R9228 AS IN LT171067; T/W PARTS 1, 2, 3, 4, 5 & 6 42R17800 AS IN GB9146; T/W PART 2 42R18755 AS IN GB26101; S/T PART 7 42R17800 AS IN GB9147; SECONDLY: PART BLOCK A PLAN M220 FOLEY PART 1 42R18755; T/W PART 1 42R9228 AS IN LT171066; T/W PART 2 42R18755 AS IN GB26101; FIRSTLY & SECONDLY T/W PART 8 42R13705 AS IN GB27900; THIRDLY: PART SHORE ROAD ALLOWANCE IN FRONT OF LOT 23 CONCESSION 3 FOLEY (CLOSED BY BYLAW 2020-042 AS IN GB130742) PART 1 42R21266; SEGUIN

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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27 Lower Lane, Seguin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 27 Lower Lane, Seguin, ON P2A 0B2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Seguin.

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Interest Rate4.00%
Down Payment$194,700 (30.0%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period30 Years
Estimated Monthly Payment$2,160Based on a loan of $454,300 over 30 years.
Purchase Price$649,000
Loan Amount$454,300
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Seguin, ON

For a property listed at $649,000 in Seguin, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Seguin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Seguin, Seguin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,447,111

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Humphrey Central
Public120 Highway 141, Seguin Township, Ontario, P2A 2W8
6.3

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.