2418 Upper Chemung Drive, Selwyn, ON

$449,900
MLS#:X13548330
2 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Selwyn. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 52.99 x 124.84 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: None
  • Efficient other heating via propane

Description

Wow! Have you ever wanted to own a traditional family cottage on Upper Chemong Lake with beautiful sunsets, swimmable waterfront and only 15 minutes away from Peterborough or 1.5 hrs from the GTA? Nestled on the serene shores of Upper Chemong Lake, with full access to the Tri-Lakes of the Kawarthas, (Chemong, Buckhorn and Pigeon Lake) this charming cottage is the perfect retreat for families seeking a blend of tranquility and adventure. The cottage's picturesque location right on the water offers breathtaking Western exposure views and a direct connection to nature, making it an idyllic escape from the hustle and bustle of city life. As you approach the cottage, you'll be greeted by its cheerful yellow exterior, a beacon of warmth and welcome. The vibrant color contrasts beautifully with the lush greenery that surrounds the property, creating a postcard-worthy scene that invites you to leave your worries behind. The well-maintained pathway leads you to the front door, promising comfort and coziness inside. Step through the door and into a cozy living space with rustic charm. The cottage features two cozy bedrooms plus a den, making it a perfect place to have your family and friends. Wake up refreshed and step outside to the cottage's private dock, where you can enjoy your morning coffee or perhaps take a refreshing dip in the clear swimmable waters. The heart of the cottage is undoubtedly the propane gas stone fireplace, an impressive feature that immediately draws your attention. Whether you're curling up with a good book, playing board games with the family, or sharing stories over hot cocoa, the fireplace provides a perfect backdrop for countless cherished moments. Public Boat launch located just down the street for convenience. Don't miss out on this perfect traditional family cottage where you can make memories for years to come.

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Property Summary

This detached home located at 2418 Upper Chemung Drive, Selwyn is currently for sale and has been available on SousaSells for 3 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 2418 Upper Chemung Drive, Selwyn is in the Selwyn neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size52.99 × 124.84 Feet
CountyPeterborough
Annual Tax$2,130.76
Legal DescriptionPT LT 25 CON 13 SMITH AS IN R661447; SMITH-ENNISMORE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeOther
CoolingNone

Features

Property Features

Clear View, Lake Access, Lake/Pond, Place Of Worship, Waterfront

Interior Features

None

Security Features

Community Features

Location

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2418 Upper Chemung Drive, Selwyn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2418 Upper Chemung Drive, Selwyn, ON K0L 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Selwyn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,495.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $314,930 over 30 years.
Purchase Price$449,900
Loan Amount$314,930
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Selwyn, ON

For a property listed at $449,900 in Selwyn, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Selwyn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Selwyn, Selwyn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$969,881

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.